09/03/2026
"I'm just gonna wait for rates to drop."
Everybody says it. Nobody runs the math. So I ran it.
BUY TODAY
$400,000 home · 5% down · 6.66% · $2,442/mo
WAIT 12 MONTHS
Price up 4% to $416,000 · rate down to 5.50% · $2,244/mo
You save $198 a month.
You hand $16,000 in appreciation to the seller — money that would have been YOUR equity on day one.
At $198/mo, it takes 6.7 years just to break even on that trade.
You can refinance a rate. You can never refinance a price.
I'm not telling you to buy. I'm telling you to decide with math, not a headline.
If you're in DC, Maryland or Virginia and you've been waiting — let's run YOUR real numbers. No pressure, no pitch. Ten minutes.
📲 Call or text (301) 332-2765
Alfred Turner · Metro Area Development · Samson Properties