Blue Pointe Title Agency

Blue Pointe Title Agency Land Title and settlement services serving the state of Michigan.

Most first-time buyers know they need homeowners insurance. Far fewer understand why title insurance is just as importan...
05/29/2026

Most first-time buyers know they need homeowners insurance. Far fewer understand why title insurance is just as important, or what happens if you close without an owner's policy.

Your lender will require their own title insurance to protect the bank's investment. That policy covers them, not you. If an unpaid lien, a recording error, or an undisclosed heir surfaces after closing, the legal and financial consequences land on you unless you have a separate owner's title policy in place.

Our latest guide breaks down the difference between title insurance and homeowners insurance in plain language, including what each policy covers, what each one costs, and why both are essential for first-time buyers.

Full breakdown linked here: https://www.bluepointetitle.com/post/title-insurance-vs-homeowners-insurance-first-time-buyer-guide

You are weeks away from closing on your first home. Your lender sends over a checklist and two items catch your eye: tit...
05/27/2026

You are weeks away from closing on your first home. Your lender sends over a checklist and two items catch your eye: title insurance and homeowners insurance.
They sound like the same thing. They are not.

One protects your home from things that could happen in the future. The other protects your legal right to own it from problems that existed long before you signed anything.
Most first-time buyers reach the closing table without fully understanding the difference, and it is one of the most important things to get right before you hand over your down payment.

We put together a plain-language guide that explains exactly how both policies work and why every first-time buyer needs both in place before they close.

Read here: https://www.bluepointetitle.com/post/title-insurance-vs-homeowners-insurance-first-time-buyer-guide

Building or buying new construction in Michigan this year? This guide belongs in your closing checklist.We break down ho...
05/25/2026

Building or buying new construction in Michigan this year? This guide belongs in your closing checklist.
We break down how Michigan's Construction Lien Act applies to new construction closings, what lien waivers are and why they matter, what the Notice of Commencement does for subcontractors and title professionals, and what buyers should verify about a builder's license and payment history before they close.

It is the kind of information that prevents a finished home from turning into a legal problem. Clear, practical, and written for both buyers and builders.

👉 Read it here: https://www.bluepointetitle.com/post/how-title-searches-work-in-michigan-a-home-buyers-guide

Buying a brand-new home in Michigan? There is one question most buyers forget to ask before closing.Has every subcontrac...
05/18/2026

Buying a brand-new home in Michigan? There is one question most buyers forget to ask before closing.
Has every subcontractor, supplier, and laborer who worked on this home been paid and signed a lien waiver?
If the answer is no, or if nobody checked, a valid mechanic's lien could be attached to your new home before you ever receive the keys. Under Michigan law, those claims do not disappear at closing. They transfer.
Our latest post explains exactly how Michigan builder title requirements work and what every new construction buyer needs to verify before they sign.

👉 Read more: https://www.bluepointetitle.com/post/how-title-searches-work-in-michigan-a-home-buyers-guide

Most people know they need a title search when buying a resale home. Far fewer realize that new construction in Michigan...
05/11/2026

Most people know they need a title search when buying a resale home. Far fewer realize that new construction in Michigan comes with its own entirely separate set of title requirements, and its own set of risks.
Michigan's Construction Lien Act gives subcontractors, suppliers, and laborers the right to file liens against a property if they are not paid, even after a buyer has moved in. Managing those rights through lien waivers, sworn statements, and proper title commitments is what separates a smooth new construction closing from one that stalls at the finish line.

Whether you are a builder managing a closing or a buyer purchasing a new build, our latest guide covers everything you need to know.

👉 Read the full guide: https://www.bluepointetitle.com/post/builder-title-requirements-in-michigan-what-buyers-and-builders-need-to-know

The home was done. The walkthrough passed. The lender approved the loan.Then the title company found a mechanic's lien f...
05/04/2026

The home was done. The walkthrough passed. The lender approved the loan.
Then the title company found a mechanic's lien from a drywall subcontractor who was never paid. Closing was pushed. The buyer had to wait. The builder had to scramble.
This is not a rare story in Michigan new construction. It is one of the most common ways a finished home fails to close on time, and it almost always comes down to title requirements that were not properly managed during the build.
We wrote a complete guide to Michigan builder title requirements covering what both buyers and builders need to know before closing day.

👉 Read the full guide: https://www.bluepointetitle.com/post/builder-title-requirements-in-michigan-what-buyers-and-builders-need-to-know

Address

126 E Church Street
Adrian, MI
49221

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15172581511

Website

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