East Bay Realty and Lending

07/05/2025

Are you a property owner experiencing renters who have not paid rent? There are rent collection agencies who specialize in collecting and reporting late rent payments to the three primary credit bureaus: Rapid Recovery, Contingency Collection and Rapid + Contingency. All are fee based.

04/18/2025

Where are my buyers at?

Alameda County and Contra Costa County have current programs that will provide up to $200,000 in supportive funding to purchase a home: sfr, condo and townhouse.

You will need to fill out an application and take an 8-hour HUD training. Is going back to school for 8 hours' worth purchasing your first home? Get pre-approved for the loan!

Opportunity is knocking! DM me for details at 415-336-0007 or [email protected]

Thank you

04/04/2025

You are looking at buying a home and you have a Broker/Agent who is offering a choice of new home buyer rewards at the Close of Escrow. Which would you choose?

A. 1 year of Home Warranty Coverage
B. 1 year of Pest Control Service
C. Home Depot gift card

02/04/2025

Downtown SF is becoming a ghost town. It used to be one of the best places to go whether one was from SF or not.

Union Square's empty storefronts are getting filled by high-end brands catering to the wealthy.

01/29/2025

Let's talk BMR properties. BMR stands for 'below market rate'. These are brand new or newish homes put up for lottery by various cities in the Bay Area: Oakland, Concord, San Francisco, etc. They are an opportunity for low to mid income families to get into their first home, establish/increase credit portfolio, have stability. There are income limits according to family size. From the City of Santa Clara:

"The Pre-Application Period is NOW OPEN for two 3-bedroom BMR units located in buildings 3051 and 3045 El Camino Real, The deadline to submit an application is FEBRUARY 7th, 2025 to be considered for the Application Lottery. City of Santa Clara, is excited to be sharing the opportunity to purchase four (4) Below Market Rate Homes recently completed by Taylor Morrison located at 3041, 3051 and 3045 El Camino in the City of Santa Clara. These condo's and townhomes consist of 1- bedroom, 2- bedroom and 3- bedroom homes and are available to Low-income and Moderate-Income households.

Please Note: In order to submit a pre-application by the FEBRUARY 7th DEADLINE, you will need to meet with a RESIDENTIAL MORTGAGE LENDER and obtain a pre-qualification letter supporting the purchase price of the units.(hellohousing.org)"
https://www.hellohousing.info/below-market-rate/santa-clara

Don't have one mortgage lender, reach out to me and let's get you and your family started.

Hello Housing administers the City of Santa Clara's Below Market Rate Ownership program, supporting homeowners and first-time homebuyers succeed in navitating the pathway into affordable homeownership!

10/28/2024

Reading a good article is advisable if you plan to own or already own property. Similar to how one remains vigilant with their checking accounts and credit cards, it's wise to periodically review your deed information with your Title company.

Real estate transactions continue to be a prime target for fraudsters searching for financial gain. One scheme that has gained a recent uptick is seller impersonation fraud – a type of fraud in which bad actors impersonate property owners to try to sell real estate they don’t own. Knowing how th...

07/17/2024

20% PRICE REDUCTION. SELLER MOTIVATED!! Opportunity for an owner user/investor. Bright, clean, and open situated on a corner lot in the Boulevard Park District, this 3-story church is a welcoming symbol in the community. 2 office spaces upstairs, 1 office space in Sanctuary and 1 office space downst...

06/24/2024

2nd Open House, Saturday, June 29, 12 noon - 2pm. This beautiful home is located is Hayward. Easier to park on the street. Home located right at entry.

ENJOY LIFE! Meticulously kept, low maintenance and ready to move in, Corner lot mobile home for the 55+ (all other occupants must be 18+). COME SEE! This property will not last long. Laminate wood floors, carpets, master bedroom with ensuite bathroom. Kitchen features an island for prepping as well....

06/19/2024

Open House: Saturday, December 22, 12pm - 2pm. Plenty of street parking available.

ENJOY LIFE! Meticulously kept, low maintenance and ready to move in, Corner lot mobile home for the 55+ (all other occupants must be 18+). COME SEE! This property will not last long. Laminate wood floors, carpets, master bedroom with ensuite bathroom. Kitchen features an island for prepping as well....

05/10/2024

If all you had to do was put in an application and attend an 8 hour class for $210,000 to help with the purchase of a home, would you, do it? Alameda County residents the time is now! Any city in Alameda County.Follow the link inside to complete an application. Deadline is May 15th, 2024. Message me if you have questions.

Si todo lo que tuviera que hacer fuera presentar una solicitud y asistir a una clase de 8 horas por $210,000 para ayudar con la compra de una casa, ¿lo haría? ¡Residentes del condado de Alameda, ahora es el momento! Cualquier ciudad del condado de Alameda. Siga el enlace que se encuentra dentro para completar una solicitud. La fecha límite es el 15 de mayo de 2024. Envíame un mensaje si tienes preguntas.

It’s not too late to apply for the AC Boost Down Payment Assistance Loan Program! To help guide you through the process, be sure to read our How To Apply Guide, available in multiple languages, along with the AC Boost Program Manual—both found on our website. Remember, the pre-application portal closes on May 15th. Visit the AC Boost website today to learn more.

05/04/2024

PRICE REDUCTION. Quaint, cozy contemporary 3br, 2ba home on a corner lot. Free and clear solar. Great family starter home needing a little TLC. Potential to add an ADU. Aahhh, this is your oasis! Large back yard, ideal for relaxing after a long week. or entertaining. Oakland has great weather and su...