Linda Malott - Realty One of NM

09/19/2026

Just hit the market and ready for a private showing ~ or come on by the open house 🏡 today. 💜

09/04/2026

09/04/2026

Homeownership feels expensive right now — but you have options. 🏡
Rate buy downs = lower payments today, without waiting on the market to move.

Let’s chat about getting you off the sidelines and into a home. 🔑

📲 DM me or drop a comment below!


📲 Questions about what this means for your move? Let’s talk ☎️ 💬 📧

💜
👩‍💻Linda Malott, Realtor®
🏢 Realty One of NM
📱505-507-2459
📧 [email protected]

08/26/2026

Quick ~ look 👀 who I got to sit next to you at the Greater Albuquerque Association of Realtors earlier this morning. I’m here with so many colleagues, but have the best seat here because of that smile 😊 and the they intersect, there’s lots to catch up on. Thanks to Clara Capano for a great keynote.

08/07/2026

Don’t let an interest rate you can’t control stop 🛑 you.
Lots of buyers are putting off a move because they’re betting on a big rate drop—but the data doesn’t really back that up. Fannie Mae, the Mortgage Bankers Association, and Wells Fargo are all forecasting rates to stick in the low-to-mid 6% range through at least mid-2027, mostly because inflation is still running hot, and that’s exactly the kind of thing that keeps rates from falling. It also helps to zoom out: historically, mortgage rates have spent most of their time between 5% and 10%, so today’s rates aren’t actually high, they’re pretty normal. It just feels rough because we all remember those rock-bottom pandemic-era rates. None of this means you have to buy right now, but if life’s pushing you toward a move, you don’t have to just sit around waiting on rates. A few ways to make it work:

Check out new construction – builders are dangling incentives like price cuts, rate buydowns, and free upgrades to get buyers in the door.
Ask about an ARM – if you’re not planning to stay long-term, an adjustable-rate mortgage can start you off at a lower rate than a 30-year fixed.
Look into a rate buydown – pay a bit upfront to lock in a lower rate and a smaller monthly payment.
See if a home has an assumable mortgage – you could take over the seller’s existing loan, lower rate and all.
📲 Questions about what this means for your move? Let’s talk ☎️ 💬 📧

💜
👩‍💻Linda Malott, Realtor®
🏢 Realty One of NM
📱505-507-2459
📧 [email protected]

08/06/2026

“Running on afterglow” — the waiter asked what we were celebrating, we both said ‘love’ in the same breath. Proof some bonds survive the paperwork 📋 and long distance closings 🏡 And after all those miles apart, we finally got to toast it in person.” to next chapter “with love”🥂