Heath Riddle - Loan Officer - 1340223

10/21/2026

5.0 star review received on Experience.com for Heath Riddle by Mariah S - As a Realtor, finding a mortgage lender you can trust implicitly is everything and I am so grateful to have worked with Heath Riddle since the very beginning of my real estate career five years ago. I started using him on day one and haven’t looked back since! Heath is one of the most hardworking, persistent, and dedicated professionals in the industry. He leaves no stone unturned to ensure transactions close smoothly, and his communication throughout the process is second to none keeping both me and our clients informed every step of the way.
The cherry on top? He actually attends closings in person. In today’s market, very few lenders take the time to do that, and it makes such a personal, meaningful difference for our clients.

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10/18/2026

5.0 star review received on Experience.com for Heath Riddle by Melissa O - Heath was knowledgeable, helpful and kind. Highly recommend

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08/27/2026

5.0 star review received on Experience.com for Heath Riddle by Aseneth R - The people we worked with made the experience amazing. Their expertise and customer service was excellent. We felt listened to, treated with respect, and well informed. This was the 4th house we purchased and the experience and customer service was the best. Thank you.

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06/19/2026

06/12/2026

Buying a home is not just about where you live.

For many people, it can also be one of the earliest ways to start building long-term wealth.

Data continues to show that buying earlier in life can create a stronger financial advantage over time, while waiting often makes that wealth gap harder to close.

Whether you are planning to buy your first home now or just getting your strategy in place, understanding the long-term impact of homeownership can help you make more confident decisions for your future.
NEO Home Loans is an Equal Housing Opportunity Lender.

06/10/2026

Seller concessions are back... and in today’s market, they can be the difference between “we can’t” and “we can.”

If you’re buying a home right now, you don’t just negotiate price.
You negotiate terms.

A seller concession is when the seller contributes toward certain buyer costs at closing. That can help you:

1. Keep more of your savings (instead of draining your account on closing day)
2. Lower your cash-to-close (often the real barrier, not the monthly payment)
3. Make your offer stronger without playing the “highest price wins” game

How to use this strategically (quick rule of thumb):

- If the home has been sitting longer than expected, concessions are often easier to ask for.
- If you’re up against a payment ceiling, concessions may help you structure the deal more comfortably.
- If you’re a first-time buyer, preserving savings matters because homeownership comes with first-year surprises.

Share this with someone you know who wants to buy a home in 2026!

06/09/2026

5.0 star review received on Experience.com for Heath Riddle by Arden M - Outstanding team to work with! Everyone was really friendly, quick to respond, and very helpful.

Click to see all 451 reviews of Heath Riddle, NEO Powered by Better

06/08/2026

Big housing bill headlines are everywhere. Here’s the simple version. ✅

Congress passed the 21st Century ROAD to Housing Act in the House on May 20, 2026. Before it changes anything, it still has to clear the final steps and then get implemented.

What it does not do:
🚫 It does not lower rates, drop prices, or instantly add a bunch of homes to the market.

What buyers should watch instead:
1. FHA updates for manufactured homes
2. A path that can help fund ADU projects
3. Possible changes that could make mortgages under $100K easier to get over time

If you’re buying this summer, your biggest drivers are still your credit, down payment plan, debt-to-income, and when you lock.

06/05/2026

Okay, let’s settle this Friday debate:

Which TWO would you choose?

No overthinking.
Just drop the numbers in the comments below.👇

I love questions like this because everyone’s answer is different depending on what matters most right now.

06/03/2026

Most people think the mortgage process starts with an application and ends at closing.

At NEO, we see it differently.

Before you write an offer, we help you understand your goals, your options, and the strategy behind the numbers.

During the transaction, we focus on communication, clarity, and ex*****on so you are not left guessing what happens next.

After closing, we stay connected because becoming a homeowner is not the finish line. It is the beginning of a much bigger financial journey.

That is the difference between getting a loan and having a mortgage strategy.

If you are thinking about buying, moving, refinancing, or using your home equity more intentionally, the first step is not a quote. It is a conversation.

We’re ready when you are. ✅