04/07/2026
This fun chart is especially helpful if you’re currently renting and wondering if homeownership is within reach.
The truth is, many buyers purchase homes with much less than 20% down. There are programs designed to help make that first step more achievable than you think.
The most important move you can make?
👉 Connect with a lender.
A good lender will look at your personal situation—your income, credit, goals—and walk you through the options that fit you. No guesswork, no assumptions.
If you’ve been on the fence, this could be your sign to start exploring. You don’t have to figure it out alone!
Have questions or want a trusted lender recommendation? I’m happy to help 🤍
While many cite 20% as the standard downpayment, the typical first-time buyer last year purchased with just 10% down. Buyers are taking advantage of numerous downpayment assistance programs to pave their path to homeownership.