Tina Roe, Atkins & Company

09/24/2026

Good advice. Buy the home not the rate. You can always refinance.

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07/30/2026

Buy the house not the rate. You are paying someones morgage, it might as well be your own.

Are you paying rent or morgage?

For a U.S. mortgage, current average rates are approximately:
• 30-year fixed mortgage: 6.6%–6.8% (national average; many lenders are quoting around 6.7%) 
• 15-year fixed mortgage: 6.0%–6.1% 
• 5/6 or 7/6 adjustable-rate mortgages (ARMs): Often start in the mid-5% to low-6% range, depending on the lender and your qualifications. 

For example, with a $400,000 home and 20% down:
• Loan amount: $320,000
• At 6.7% for 30 years, the principal and interest payment would be about $2,065 per month (not including taxes, insurance, or HOA fees).

If rates lower and you have a fixed-rate mortgage, you can often get a lower rate later by refinancing your mortgage.

Here’s how it works:
• You buy a home today with, say, a 6.7% mortgage.
• Two years later, mortgage rates fall to 5.5%.
• You apply for a refinance. If you’re approved, your old loan is paid off and replaced with a new loan at the lower rate.
• Your monthly payment may decrease, or you may choose a shorter loan term and pay the house off faster.
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07/04/2026

One of a kind! Call to schedule a viewing!

MLS # 21316564 – Stunning custom luxury home in Aledo featuring 5,685 SF with 4 bedrooms, 4 full baths, 2 half baths, private office, and breathtaking views for miles. Designed with exceptional craf...

05/13/2026

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05/03/2026

Call for a tour!!

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04/27/2026

Prime location!!

MLS # 21223066 – Hot Location! Prime location and frontage on FM 730. High traffic exposure. Heavily traveled corridor connecting Azle, Weatherford, and surrounding high growth area. Center has ampl...