Homebuyers Bundle

09/24/2024

despite the recent Fed rate cut, the overall interest rates have shown a minor uptick due to supply and demand dynamics. It's important to keep an eye on upcoming reports, such as unemployment and budget updates, as these will likely influence the market further. Generally, the best time to find the lowest rates is often the week before a Fed meeting.

If you're considering a refinance or need to get pre-qualified, it might be wise to wait a few days for potentially better rates. As always, stay informed and make strategic decisions accordingly.

For more insights and updates, feel free to reach out to me, Kevin Retcher, owner of First Meridian Mortgage. You can contact me at 703-799-5626. I appreciate your time, and if you found this update useful, please like, share, and subscribe for more content. Semper Fi to all the Marines out there!

Kevin Retcher, Broker Owner you like a no hassle Mortgage/ Consultation? Call Me (C) ...

09/06/2024

4 Local Title Companies sued by the Attorney General in DC. Some residents will get some of the proceeds. First Meridian Mortgage Corporation

Title Companies Sued for Illegal KickbacksLink to article https://oag.dc.gov/release/attorney-general-schwalb-secures-over-32-millionHi, my name is Kevin Ret...

08/20/2024

NAR Settlement Explained: Key Changes for Buyers and Sellers

Dive into the comprehensive breakdown of the recent NAR settlement and its impact on the real estate market. 🎥 Inthis detailed video, I cover everything from the new rules governing listing and buyer agents to essential pro tips that can give you an edge in this evolving landscape. Whether you’re selling, buying, or just curious about the changes, this is a must-watch!

🔑 Topics include:

Major changes to agent commission calculations
Seller and buyer negotiation strategies
Detailed insights into the updated contracts
Don't miss out on these crucial updates!

👉 Watch now

RealEstate FiFirst Meridian Mortgage CorporationiFirst Meridian Mortgagehttps://youtu.be/9jL4l_XNS54

Understanding the NAR Settlement: A Major Shift in Real Estate RegulationsHi, I’m Kevin Retcher, owner of First Meridian Mortgage and KSA Insurance Agency, a...

08/09/2024

Realtors, with the NAR Settlement / new procedure coming into effect. Make sure you are letting a loan officer know what your buyers are possibly obligated for. If your clients short on cash the impact of a buyers agent fee could what a client will qualify for and or impact the cash to close needed to complete a transaction.

Also listing agents are going to have to be aware on deals that there are no seller paid compensation to buyers agents. Does the lender approval letter specify a buyers agent comp has been account for or in my case I am going to Specify if Buyers Agent fee needs to be paid by Seller or Not for clarity.

Some agent is going to have to cut their fee to close a deal because they did not ask the questions. First Meridian Mortgage Corporation First Meridian Mortgage

Are You Obliged to Pay a Realtor Fee?Hi, my name is Kevin Ratcher, owner of First Meridian Mortgage. Today, we’re on the beautiful shores of Lake Superior, a...

07/12/2024

Can a GenZ who makes $80,000 a year buy a home? Can he buy a single Family? Can He Buy a Town House? Can he buy a condo? What are the cost? Kevin Retcher First Meridian Mortgage Corporation First Meridian Mortgage Homebuyers Bundle

an Mr. $80,000 Buy a Home in the DMV?Hi, my name is Kevin Retcher, owner of First Meridian Mortgage. With home affordability being a constant topic in the ne...

06/27/2024

What are the Snacks or Drinks for the entertainment tonight?

06/14/2024

📣 For my Realtor friends!

We’ve got some important updates from Bright MLS that you need to know about. Whether you’re a real estate agent, appraiser, or just curious about the latest in the market, this seminar summary will get you up to speed. Don’t miss out on crucial details that could impact your transactions. For more insights, watch our comprehensive update or join the next Bright MLS seminar. 🚀
Kevin Retcher First Meridian Mortgage Corporation

Understanding Bright MLS Seller Concession Updates: What You Need to KnowHi, I'm Kevin Retcher, the owner of First Meridian Mortgage. Recently, I had the cha...

06/12/2024

https://youtu.be/9a4Zkrv9fsk?si=zUE1ZzWafxZLYgdo

If you just graduated from school you can buy a home sooner than you think. You only need 3% and in some cases less. First Meridian Mortgage Corporation

Can I Buy a House Right Out of College?Buying a house is one of the most significant financial decisions you'll ever make. For many, it might seem impossible...

06/11/2024

Congratulations to my Homebuyers Bundle Emily Johnson and James. They Contacted me April 19th and said they needed a Home before 6/15 we closed 5/31. First Meridian Mortgage Corporation Originated the loan with no origination cost to the client by using the Homebuyers Bundle, They even received a realtor credit to add to the lower rate. They were a pleasure to work for. Check out the Homebuyers bundle www.hombuyersbundle.com

06/06/2024

🚀 Exciting News for Veterans! 🚀Find out the math behind a VA Irrrl , also the Tip that made me Millions

If you currently have a VA loan and are looking to refinance, my latest video on the VA IRRRL (Interest Rate Reduction Refinance Loan) is a must-watch! 🏡✨ Discover the key benefits, detailed guidelines, and smart refinancing strategies to save money and protect your investment.

Semper Fi, Marines. Let's keep your finances in top shape! 💪💼

First Meridian Mortgage Corporation First Meridian Mortgage
Michelle Junker Retcher

Unlocking the Benefits of VA IRRRL: Your Guide to Streamline RefinancingHi, my name is Kevin Retcher. As the owner of First Meridian Mortgage and a veteran m...

05/23/2024

Join First Meridian Mortgage Corporation as we honor the brave men and women who have served our country. In this special video, we visit Arlington National Cemetery, paying tribute to the heroes who rest there. We reflect at the Tomb of the Unknown Soldier and witness the solemn Changing of the Guard, a poignant reminder of the sacrifices made for our freedom.
From all of us at First Meridian Mortgage and Kevin Retcher, we extend our deepest gratitude to our veterans. Your service and dedication will never be forgotten. hashtag First Meridian Mortgage Corporation - NMLS 180004 - 703-799-5626 Kevin Retcher

Join First meridian Mortgage as we honor the brave men and women who have served our country. In this special video, we visit Arlington National Cemetery, pa...

05/10/2024

Beat the Market! With Mortgage Rates stabilizing, Seize the opportunity to secure your dream home. Connect with KKevin Retcherat FFirst Meridian Mortgage Corporationtoday for personalized guidance. MMichelle Junker Retcher

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Understanding Mortgage Rate Trends: A Closer Look at the Stabilization Process"Introduction:In the world of mortgages and real estate, staying informed about...