First Meridian Mortgage Corporation

09/15/2026

If your are comparing two Mortgage loans either on a purchase or refinance, you need to use my calculator. Most calculators do not show you the true benefit of a lower rate, mine does. Did you know that on a lower rate loan the lower rate loan pays more to principal and less interest from month one. This double the savings! Check out the math. Kevin Retcher No Closing Cost Refinance

Free no closing cost refinance calculator. See your new payment, your payoff date, and total interest saved, side by side. No cost to run it.

08/21/2026

40 Trillion dollars in debt , You owe $119,364, Agents, how do you avoid a client from getting cold feet.- https://mailchi.mp/firstmeridianmortgage/friday-ratesheet-6748917

08/14/2026

Never , Ever Waive your Financing Contingency on a Condo Purchase. Did you know if you own a condo the Reserves for the condo association may need to increase to 15%. This may affect your condo fees if they already haven't. - https://mailchi.mp/firstmeridianmortgage/friday-ratesheet-6748847

06/03/2026

H.R.6047 proposes major changes to funding fees for VA IRRRL's , and Subsequent use VA Loans. If you are in the Market for an Irrrl and not exempt you may want to move quickly. The cost for an IRRRL's fund fee will almost triple. The sole purpose is to provide more benefits for our disabled veterans. I would have the tax payers help vs the non exempt veterans who are mostly the active duty footing the bill. Just my opinion as a veteran and Mortgage broker. Realtors you should read this also. Kevin Retcher First Meridian Mortgage No Closing Cost Refinance

Understanding the Impacts of the Veterans' Benefit Expansion Act of...

05/29/2026

Unlock the secrets of becoming a "keyboard warrior" when shopping for a VA home loan! 🏠🔑 As a veteran-owned mortgage broker with over 30 years of experience, I’m here to help you navigate the often confusing world of VA loan rates. Learn how to avoid common pitfalls and find the best deals on the market with my expert guidance. Watch the full breakdown on The TILL. Kevin Retcher

Mastering the Art of Shopping for a VA Loan: Be a Keyboard WarriorHi there, I'm Kevin Retcher, owner of First Meridian Mortgage and a veteran-owned mortgage ...

04/24/2026

New Condo Guidelines from Fannie Mae Every Agent AND OWNER should know! - https://mailchi.mp/firstmeridianmortgage/friday-ratesheet-6747503

04/10/2026

The best price can be found with a Mortgage Broker First Meridian Mortgage Kevin Retcher

https://www.facebook.com/share/p/1AwqTNctE9/

UWM has launched a 50-basis-point purchase incentive — but it’s only available for a limited window — as competition with Rocket continues to heat up.

In today’s market, where deals are harder to win and margins are tight, even a short-term pricing edge can make the difference.

For LOs, this is less about the headline and more about ex*****on:
Who can move fastest and position the deal best?

👉 Read the full story: https://nationalmortgageprofessional.com/news/uwm-rolls-out-50-bps-purchase-incentive-pricing-battle-rocket-heats

04/10/2026

Being a Marine taught me to be consistent, and being listed in the Scotsman guide for me is a requirement. They are the only verified production List since 2010 in the mortgage industry. This april I was ranked Top 250 Mortgage Brokers in the nation and #5 in Virginia.

I was also mention in the Washingtonian as a Top mortgage Professional. What the rankings do not show is I did almost 10 million in real estate and $500k in insurance for the year also. Thank You to all my clients that made this possible year in and Year out for the last 30 years. Semper Fi!

First Meridian Mortgage Kevin Retcher Michelle Junker Retcher KSA Insurance Agency, Inc

⭐ Contact me at https://firstmeridianmortgage.com/contact-us/ ...

03/27/2026

Rates in the mid 6's, New Condo Guidelines from Fannie Mae Every Agent should know! - https://mailchi.mp/firstmeridianmortgage/friday-ratesheet-6747026

03/20/2026

New Condo Guidelines from Fannie Mae Every Agent should know! If you own a condo or want to buy a condo you should know these new rules from Fannie Mae will add time and cost to getting a mortgage on a condo. The reserve required from 10% to 15% is gonna cause some associations to have to do a special assessment or increase condo dues to increase the reserves. - https://mailchi.mp/firstmeridianmortgage/friday-ratesheet-6746820