01/22/2024
Why are buyers afraid to buy a home? Rates are at 6.6 and are expected to lower 4 times this upcoming year! So find a great lender that will do a no cost refinance in the next year. Use your tax refund for down payment, a good agent will get your closing costs covered, you won’t have a payment for over a month so 5 months of a little higher payment and refi! In my opinion rates usually come down right before election! Buy before the spring market heats up and you are in a bidding war!! Call me if you need recommendations or want clarifications!