Linda Mister Team - Highlands Residential Mortgage

Linda Mister Team - Highlands Residential Mortgage ⭐️ The Mortgage Expert you can count on - 40 years and running!
🏡 Let me help you find your way home | NMLS # 219213 | HRM NMLS # 134871

The key to my success has always been to treat every buyer like they are my first priority, close loans on time or earlier--without surprises--and continue to stay in contact after closing. Supported by the strength and stability of Highlands Residential Mortgage, along with our in-house processing, underwriting, and funding, I can deliver an even higher level of premium service than I have provided to thousands of borrowers over the past three decades. If you, your friends, or family members need to purchase a home or refinance, call me! With Highland's great rates and programs, we provide home financing for most every need and can be your first choice for professional, reliable service. Linda Mister NMLS #219213
Highlands Residential Mortgage Corporate NMLS #134871
https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Mortgages can be confusing, and a lot of people are afraid to ask questions because they think they should already know ...
09/21/2026

Mortgages can be confusing, and a lot of people are afraid to ask questions because they think they should already know this stuff.

Spoiler alert: you're not supposed to. That's my job.

Credit scores, down payments, closing costs, refinancing, pre-approval... ask me anything. There really is no such thing as a silly mortgage question.

If something you don't understand is holding you back, send me a message. I'm happy to help.

Some things are meant to stay the same. Others can have a little wiggle room—and that's where an Adjustable Rate Mortgag...
09/20/2026

Some things are meant to stay the same. Others can have a little wiggle room—and that's where an Adjustable Rate Mortgage (ARM) comes in.

An ARM starts with a fixed rate for an initial period, then adjusts later based on the terms of the loan. While it isn't the right fit for every buyer, it may be worth considering if you don't plan to stay in your home long-term or expect your housing needs to change in the next several years.

The right mortgage isn't one-size-fits-all. Your timeline, budget, and future plans all matter. Let's compare the options, look at the real numbers, and figure out whether an ARM—or a fixed-rate mortgage—makes the most sense for you.

Your strong endorsement means a lot to me. I take pride in making the home financing process smooth and efficient. It's ...
09/18/2026

Your strong endorsement means a lot to me. I take pride in making the home financing process smooth and efficient. It's wonderful to know that you recommend my services regularly. If there's ever anything more I can do for you or your clients, please feel free to reach out.

It happens all the time: a buyer is ready to go, things are moving along… and then something avoidable throws the contra...
09/17/2026

It happens all the time: a buyer is ready to go, things are moving along… and then something avoidable throws the contract off track.

Here are 5 of the biggest "penalty flags" for new homebuyers (that you can absolutely avoid):

1️⃣ Skipping pre-approval and falling in love with homes before you know your numbers
2️⃣ Opening new credit or financing big purchases while you're under contract
3️⃣ Making large, unexplained cash deposits
4️⃣ Underestimating closing costs and only planning for the down payment
5️⃣ Changing jobs (or income type) in the middle of the process

The good news? Every one of these can be prevented with a little guidance up front.

If you're thinking about buying, let's walk through your game plan before you hit the field so you can avoid the flags and get to the closing table smoothly.

This Hispanic Heritage Month, I'm celebrating the traditions, stories, families, and communities that make such a lastin...
09/15/2026

This Hispanic Heritage Month, I'm celebrating the traditions, stories, families, and communities that make such a lasting impact.

Home is often at the center of those stories. It's where traditions are passed down, memories are made, and generations come together.

I'm proud to help families in my community work toward their own homeownership goals, today and for generations to come.

This is the perfect time to get into a new home. Listings are still strong, competition has cooled off from summer, and ...
09/12/2026

This is the perfect time to get into a new home. Listings are still strong, competition has cooled off from summer, and there's plenty of time to get pre-approved, find a place, and settle in before the weather turns and the holidays get crazy.

Getting pre-approved now means you'll know what price range truly fits your budget, be ready to act fast when the right home pops up, and avoid juggling showings, packing, and holiday madness all at once.

There's still a sweet spot to make a smooth move this fall—contact me today and let's get your pre-approval in place so you can fall into your next home instead of waiting for "someday."

Thank you for your kind review. I'm delighted to hear that the process was swift and met your expectations. It's rewardi...
09/11/2026

Thank you for your kind review. I'm delighted to hear that the process was swift and met your expectations. It's rewarding to know you're enjoying your dream home. I appreciate your referrals and am here to assist if you or anyone you know has any questions or needs further support in the future.

I talk to a lot of people who assume they're years away from buying a home when they may actually be closer than they th...
09/09/2026

I talk to a lot of people who assume they're years away from buying a home when they may actually be closer than they think.

There are programs designed to help with some of the biggest hurdles buyers face, including down payment assistance and options for first-time buyers and other eligible homebuyers.

The first step isn't having everything figured out. It's finding out where you stand so you can move from "someday" to "we did it."

If you've been wondering whether homeownership could be possible for you, let's talk.

Love your in-laws? Absolutely. Want to move all your boxes into their garage between homes? Maybe not!If timing the sale...
09/07/2026

Love your in-laws? Absolutely. Want to move all your boxes into their garage between homes? Maybe not!

If timing the sale of your current home with the purchase of your next one has you stressed, Highlands' Buy Before You Sell program may give you another option.

It can help you buy your next home before selling your current one, giving you more breathing room between moves.

If you're ready for your next home but the timing is holding you back, give me a call and let's see if Buy Before You Sell could work for you.

As the busy summer moving season starts to wind down, the pace of the market often eases up too — and that can create a ...
09/06/2026

As the busy summer moving season starts to wind down, the pace of the market often eases up too — and that can create a quiet advantage for buyers. Homes may sit a little longer, which can open the door to more flexibility on price, terms, and concessions. If you've been thinking about buying, this fall could be a great time to explore your options. Reach out and let's see what kind of opportunity might be out there for you.

Address

950 W. BETHANY Drive SUITE 800
Allen, TX
75013

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