Rebecca Pentony - Keller Williams Realty North Atlanta

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Alpharetta, GA
Rebecca Pentony - Keller Williams Realty North Atlanta

Trusted Real Estate Advisor

02/05/2025

How much do you really need to save to buy a home? Let’s break it down, slide by slide!

✅ Down Payment: Just 3% of the purchase price to get started. For a $420k home, that’s $12,600!

✅ Closing Costs: 3% (on average). Add $12,600 here too

✅ Emergency Fund: Highly recommended to cover 3–6 months of mortgage payments. For a $2,500 monthly mortgage, that’s at least $7,500

Grand Total: $32,700+ to confidently step into homeownership!

08/17/2024

Home for Sale in Ranger, GA!

https://portal.onehome.com/en-US/share/1367764f16449

05/16/2024

Inspection Contingency vs Due Diligence Contingency

Ever stumbled upon the terms ‘Inspection Contingency’ and ‘Due Diligence Contingency’ and wondered what the heck they mean? 🤔 Let’s break it down:

🔸 Inspection Contingency is all about checking the property’s physical state. Found something off? You might renegotiate, get repairs, or even walk away with your deposit.

🔸 Due Diligence Contingency goes wider, covering everything from title searches to HOA rules. It’s your green light to dig deep and make sure everything’s perfect before you commit.

Though they might sound complex, both are crucial safeguards in your home-buying journey. Anyone have a tale where these came into play? Drop it below!

04/28/2024

Open House today in Cu***ng! 2~4pm

Come see me, bring your Buyers, and check out this amazing home!

04/19/2024

HOW MUCH INCOME DO YOU NEED TO Buy a Home in 2024??

👇
Let’s break it down with a simple example:

A 30-year fixed mortgage, 10% down, and a 6.5% interest rate. Plus, we’re throwing in a 710 credit score and a 36% debt-to-income ratio, not to mention the usual property taxes and insurance. And yes, we’re assuming no other monthly debts for now.

But here’s the thing – maxing out isn’t always the move. With different down payments and credit scores, your dream home budget could flex. More down payment? Higher price range! And for my first-time buyers, did you know you could start with as little as 3% down?

Though, pushing for a higher debt-to-income ratio (up to 45%) might let you aim for a pricier pad, staying conservative (like we did with 36%) could keep things comfy. Got a side hustle or extra income? That could tweak the numbers in your favor too.

Curious about your own home-buying power or have questions? Slide into my DMs or drop a comment below – let’s make home ownership dreams come true!

04/14/2024

Come see me today (2-4pm) and check out this amazing home!

03/11/2024

Transform Your Tax Refund into a Down Payment Dream!

Tax season just got exciting! 💰🏡 Did you know your tax refund could be the first step toward your down payment dream? That’s right, instead of splurging on a fleeting fancy, consider transforming that refund into a long-term investment—your very own home. Here’s how:

🔸 Boost Your Down Payment: Every dollar adds up. Your refund can significantly reduce your mortgage rate and monthly payments.

🔸 Cover Closing Costs: Often overlooked, these can eat up a chunk of your budget. Your refund can help smooth the way.

🔸 Improve Your Credit Score: Pay down debt to improve your loan terms. Lower debt means better rates.

🔸 Save Towards Future Home Expenses: Set aside part of your refund for those unexpected home needs. It’s always smart to be prepared.

Thinking of using your tax refund for a down payment? 💡🏡 If you’re ready to make that move, just comment ‘YES’ below! Let’s transform your refund into your dream home. Your journey begins with one word. Ready? 🗝️✨

03/10/2024

Open House ~ Sunday, 2-4pm
Come see me today and see this amazing home!

03/08/2024

International Women’s Day

Happy International Women’s Day to all the amazing women out there! 💐
Today, we celebrate empowerment, achievement, and the dream of homeownership.

Ladies, it’s time to turn the key on your own front door and step into a space that’s all yours.
🏡✨ Whether it’s a cozy studio, a bustling family home, or that chic apartment with city views, your dream home awaits. Let’s shatter ceilings and glass windows together—because every woman deserves a place to call her own.

Here’s to making moves, making history, and making homes.

02/29/2024

TESTIMONIAL:

Trusting someone with your real estate journey is a big deal, and I’m truly honored you chose me to help navigate this significant chapter! 🏡💕 Whether it was finding your dream home, managing your real estate needs, or closing the sale of your property, your confidence in my services means the world.

It was an absolute pleasure to work alongside you and your family. Seeing your smiles and knowing I’ve helped in creating those happy moments is why I love what I do! 🌟

A heartfelt thank you for considering me when your friends and family embark on their own real estate adventures. Your recommendation is the highest compliment I could receive!

Here’s to new beginnings and cherished memories in your home! 🗝️💖

Address

5780 Windward Pkwy Ste 100
Alpharetta, GA
30005

Telephone

+18504853796

Website

http://www.rpentony.kwrealty.com/

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