karenbeansellshomes.com Karen Bean C21 Award dre#01994766

03/07/2022

DEED THEFT
Don’t be fooled!

01/01/2022

09/06/2021

Cinema City’s Classic shows are back for Fall 2021.

Click below for website

https://starlightcinemas.com/cinema-classics-2021/

07/30/2021

How to score ultra-low 30-year rate when refinancing

Source: MoneyWise
Thirty-year fixed mortgage rates have plummeted to an average of just 2.78%, according to Freddie Mac, which is not too far above January's record low of 2.65%. Some lenders are currently advertising 30-year rates at 2.5% and even lower. If you haven’t refinanced yet, you’re probably due for a refi.

To get the best deal when refinancing, get several mortgage offers and compare rates, improve your credit score, show a lender you’re invested in your home by reaching at least 20 percent equity in your home, and be willing to pay “points” or one percent of your loan amount.

Thirty-year rates can be found at 2.5% and even lower. Here's how to get the best deal.

07/30/2021

This weeks Markets in a Minute!

Enjoy this quick update on what's going on in the housing and financial markets.

07/23/2021

Around the State: Cases surging across the state

Cases are surging across California one month after the state lifted most pandemic restrictions. Last week, California’s positivity rate jumped from 0.08 percent to 3 percent, and new cases increased 90 percent from July 9 to July 16.

In response to the surge, more California communities are recommending a return to indoor mask wearing for everyone, not just the unvaccinated. Los Angeles — which has been recording more than 1,000 new cases a day for over a week — reinstituted its indoor mask policy, and counties such as and Sacramento and San Francisco are recommending everyone mask up inside public buildings.

Health experts attribute the surges in California and nationwide to the spread of the Delta variant, and the vast majority of cases are occurring in the unvaccinated. Of the 10 California counties reporting the highest new daily case rates, only one — Sonoma County — has a vaccination rate over 50 percent.

Sources: Santa Ynez Valley News, The Orange County Register, Los Angeles Times, CA Public Radio, NPR, KTLA, SF Gate

07/22/2021

The Economy & Your Finances:

Financial markets dip due to COVID worries
The financial markets dipped on Monday, attributed to investors worrying about the virus’s potential to upend life once again. The S&P 500 stock-market index had its worst decline since May, sliding more than 2 percent during the day before closing down 1.6 percent. The Dow fell 2.1 percent, its biggest one-day loss this year. Europe’s Stoxx 600 fell 2.3 percent.

California gained 73,500 jobs in June, a slowdown from the month prior. The unemployment rate stayed the same at 7.9 percent. Last week, Californians filed slightly fewer initial claims for unemployment benefits at 58,400, but claims remain significantly elevated. California small businesses in particular are struggling, with revenue plunging 43.4 percent from January 2020.

Meanwhile, national weekly jobless claims fell to a new pandemic low of 360,000 last week. The U.S. recovery from the recession is proceeding so quickly that many forecasters have predicted that the economy will expand this year by roughly 7%.

The Federal Reserve's latest nationwide business survey found that the economy strengthened further in late May and early June, despite supply-chain and hiring bottlenecks that led to price hikes.

Sources: The New York Times, AP News, The Mercury News, ABC

07/22/2021

Health Check-Up: Delta variant leads to breakthrough infections in the fully vaccinated

CDC Director Dr. Rachelle Walensky referred to the spread of the Delta variant as “a pandemic of the unvaccinated.” The Delta variant is around 225 percent more transmissible than the original strain, and those who are infected with the Delta variant are infectious earlier in the course of their illness.

If you are fully vaccinated, you are still able to contract the Delta variant. Breakthrough infections, while rare, are making headlines. As of July 12, there have been 5,492 patients with Covid-19 vaccine breakthrough infections who have been hospitalized or died, according to the CDC. This is a small number among the more than 159 million people that have been fully vaccinated against Covid-19.

The CDC warned last Friday that the COVID-19 vaccine may not be effective for people who are immunocompromised. The CDC is looking into ongoing research exploring the possibility that immunocompromised people could benefit from an additional dose of the vaccine.

Sources: NPR, CNN

07/04/2021

Happy 4th of July!

06/18/2021

Summer Breakfast and Lunch Program Available to all Children in the Placentia and Yorba Linda Community regardless of enrollment. (This program is free to youth 18 and younger). Click picture for flyer.

Please NOTE: Children must be present to receive meals.

06/11/2021

Here's your weekly look at what's happening with rate movement, the economy and the housing market.

Enjoy this quick update on what's going on in the housing and financial markets.