Rhoades Lending Team NMLS 760390

Rhoades Lending Team NMLS 760390 30+ years of Mortgage Lending experience in Reverse and Traditional Mortgage loans NMLS #760390 MORTGAGE PROFESSIONAL IN CLAREMONT, CA

Let’s talk about something a lot of retirees are quietly worried about right now — market swings.When the market dips, w...
02/23/2026

Let’s talk about something a lot of retirees are quietly worried about right now — market swings.

When the market dips, withdrawing from your retirement accounts can hurt more than usual. You’re pulling money out while values are down. Over time, that can seriously impact how long your savings last.

💡This is where strategy matters.

Some homeowners use a reverse mortgage line of credit as a buffer asset. Instead of pulling from investments during a downturn, they temporarily use home equity, giving their portfolio time to recover.

It’s not about replacing your investments.
It’s about protecting them.

Your home isn’t just where you live. For many retirees, it’s their largest untapped asset.

If you’re worried about how market ups and downs affect your retirement income, message me, and I’ll walk you through how this strategy works.

Lately, I’ve really been noticing the little moments where I feel cared for.💛 Sometimes it’s something simple...a quiet ...
01/15/2026

Lately, I’ve really been noticing the little moments where I feel cared for.💛
Sometimes it’s something simple...a quiet walk, a meaningful conversation, or just giving myself a moment to breathe.

What’s one small thing that’s helped you feel cared for recently?

If things have been feeling a little tighter lately — higher expenses, less breathing room, or just uncertainty about wh...
01/14/2026

If things have been feeling a little tighter lately — higher expenses, less breathing room, or just uncertainty about what’s ahead...you’re not imagining it.

Sometimes it helps just to understand what options actually exist, even if you’re not ready to make any decisions.

A big part of my work is helping homeowners look at how their home equity and retirement loan options can support their bigger picture, whether that’s creating more monthly flexibility, reducing financial stress, or simply having a clearer plan for the years ahead. Sometimes that includes a reverse mortgage, and sometimes it means exploring other types of retirement lending strategies or simply getting educated.

If you ever want to talk it through, no pressure, just clarity — I’m here.

I recently spoke with a homeowner who had been carrying financial stress for years — quietly tightening their budget, de...
01/13/2026

I recently spoke with a homeowner who had been carrying financial stress for years — quietly tightening their budget, delaying things they needed, and convincing themselves they had no good options.

They told me they’d avoided learning about reverse mortgages because of fear and old stories they’d heard. So instead, they just kept enduring the pressure.

As we walked through what the numbers actually looked like for their situation, they stopped and said,
“I didn’t even know these options existed.”

In that moment, everything shifted. The worry softened. The conversation slowed. You could almost feel the relief of realizing they weren’t trapped, they simply hadn’t been given clear information before.

That’s the part of my work that matters most to me. Not selling. Not convincing. Just helping people replace uncertainty with clarity so they can breathe again and choose what feels right for them.

Clarity changes everything- especially when fear has been the driving force.

I used to believe this one too, so let’s talk about it honestly.For the longest time, I thought a reverse mortgage meant...
01/11/2026

I used to believe this one too, so let’s talk about it honestly.

For the longest time, I thought a reverse mortgage meant giving up your home, and that idea alone was enough to shut the conversation down.

But here’s the truth: you don’t lose ownership. You’re still the homeowner, as long as you keep up with things like taxes and insurance.

I’ve learned that most of our fear comes from not having the full picture. And once I understood the facts, everything felt a little lighter.

If this has ever crossed your mind or made you uncomfortable, you’re not alone. What questions come up for you when you hear “reverse mortgage”?

30% of Seniors Get Rejected for a HELOC... But There’s a Better Option!Many seniors apply for a Home Equity Line of Cred...
09/15/2025

30% of Seniors Get Rejected for a HELOC... But There’s a Better Option!

Many seniors apply for a Home Equity Line of Credit (HELOC) only to be denied because they don’t make enough income. In fact, over 118,000 senior applications were rejected in 2024.

But here’s the good news:
With a Reverse Mortgage Line of Credit (RMLOC), you don’t need to prove income, you won’t have monthly mortgage payments, and your unused credit line can actually grow over time.

Why settle for rejection when you can have flexibility + financial security?

Want to see how a Reverse Mortgage Line of Credit could actually help you? I’d love to walk you through it. Let's talk!😊

💥Reverse Mortgage Myths – Busted!💥MYTH: The bank will take my home if I get a reverse mortgage.TRUTH: You retain ownersh...
08/11/2025

💥Reverse Mortgage Myths – Busted!💥

MYTH: The bank will take my home if I get a reverse mortgage.
TRUTH: You retain ownership of your home, just like with a traditional mortgage. As long as you live in the home, pay property taxes, homeowners insurance, and maintain it, you stay in control.

Don’t let misinformation stop you from exploring a smart retirement option.
Have a question or heard another myth? Drop it in the comments! 👇

Curious about how a reverse mortgage could fit into your retirement game plan?You’re not alone. Many homeowners are expl...
08/06/2025

Curious about how a reverse mortgage could fit into your retirement game plan?
You’re not alone. Many homeowners are exploring smarter ways to maximize the value of what they’ve built.

Let’s have a quick chat and see if it’s a good fit for you.
No pressure — just clear info, real talk, and a strategy that works for your goals.

📩Feel free to DM me to get started!🏡

You’ve worked hard for your home. Now let your home return the favor.

You're Invited: A Conversation That Could Make All the Difference—for You and the People You Love🗓 Wednesday, August 6th...
07/30/2025

You're Invited: A Conversation That Could Make All the Difference—for You and the People You Love

🗓 Wednesday, August 6th
🕘 9:00–11:00 a.m.
📍 New Life Church, 275 E. Foothill Blvd, Pomona, CA

Topic:
“The Greatest Gift You Can Give Your Loved Ones: Being Prepared”

Whether you’re a caregiver, supporting aging parents, or planning for your own future, this heartfelt event is for you. We’ll explore what it means to plan ahead—legally, financially, and emotionally—and why it’s one of the most loving gifts you can offer your family.

Featured Speaker:
Pam Bergman – known for her compassion and insight around life transitions.

Panel of Experts:
• Randal Hannah – Estate Planning Attorney
• Darlene Merkler – Inland Caregiver Resource Center
• Diana Ramirez – Care Patrol
• Yours Truly😊– Reverse Mortgage Specialist

Together, we’ll share real stories and practical tools to help you feel informed, confident, and prepared.

👉 RSVP Reminder: The last day to RSVP is tomorrow, July 31st!
Reserve your spot now. Space is limited! 📞RSVP at 909-782-8510

Bring a friend or loved one—this is a conversation everyone deserves to be part of.

Imagine this: You’ve worked hard your whole life, raised a family, and now you’re ready to live a little. A reverse mort...
07/28/2025

Imagine this: You’ve worked hard your whole life, raised a family, and now you’re ready to live a little. A reverse mortgage could turn your home’s value into monthly cash, tax-free, without selling or moving.

💡 Whether it’s for travel, medical needs, or simply breathing room in retirement — it's not a loan of last resort. It’s a smart financial tool for the right homeowner.

📞 Curious how it works? Let’s chat — no pressure, just facts.
Share with a friend or family member who might be thinking about their retirement options.

Address

3111 Camino Del Rio North Suite 905
Anaheim, CA
92808

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm

Telephone

+19097828510

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