03/17/2026
President Trump signed a pair of executive orders aimed at increasing the U.S. housing supply and consumer access to mortgage credit.
One of the orders directs various federal agencies — including the U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA) — to work together on reviewing and revising a number of regulations related to the permitting and construction of new homes.
A second order, among other things, seeks to expand the definition of qualified mortgages under the supervision of the Consumer Financial Protection Bureau (CFPB); creates tailored capital requirements for all banks, including community banks; and modernizes the appraisal process by allowing for expanded use of AI-driven valuations.
President Donald Trump has signed two executive orders that aim to make housing and mortgages more affordable.