Breeze Home Buyers LLC- Indiana Home Buyers

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Wishing you and your loved ones a safe, happy and healthy Christmas!
12/24/2021

Wishing you and your loved ones a safe, happy and healthy Christmas!

What’s the best paint color for selling a home? 🤔 It might seem like a trivial question, but today’s buyers actually DO ...
12/20/2021

What’s the best paint color for selling a home? 🤔

It might seem like a trivial question, but today’s buyers actually DO care about the color of the house they’re buying.

As a rule of thumb, stick with neutral colors — according to HomeLight’s Top Agent Insights Report for Q1 2020, 98% of agents surveyed agreed that neutral color schemes appeal the most to homebuyers.

To get more specific, here are some recommendations…

For common areas...

- Agreeable Gray by Sherwin-Williams was ranked the #1 paint color by agents in a Homelight survey.

- Accessible Beige by Sherwin-Williams for something a little more interesting than stone-cold gray.

- Penthouse by Clare for creating a sophisticated feeling in your home.

- Canvas Tan by Sherwin-Williams is great for complementing wood stains.

For the kitchen…

- Linen White by Benjamin Moore. It’s hard to go wrong with white in the kitchen!

- Newburyport Blue by Benjamin-Moore is a muted blue that makes for a great accent color.

For exterior…

- Iron Mountain by Benjamin Moore for a darker gray-brown color.

- Sparrow by Benjamin Moore for a warm and welcoming tone.

- Oyster White by Sherwin-Williams for a white color that complements homes with wood accents.

Hopefully, that helps you choose some paint!

And if you’re looking to sell your home in Anderson, IN, give us a call at 765-727-5907. We can buy your home as-is and make you a fair cash offer in just 48 hours!

What’s the best course of action when a homeowner is facing foreclosure? That’s a difficult question to answer. The last...
12/17/2021

What’s the best course of action when a homeowner is facing foreclosure?

That’s a difficult question to answer.

The last thing a homeowner wants is for their lender to repossess their home against their will… unfortunately, that’s exactly what foreclosure means… that the lender is going to sell the house to the highest bidder at an auction to recoup their money.

Because of that, the worst thing a homeowner can do is AVOID default notices and calls from the lender informing them of the pre-foreclosure process.

To avoid losing their home and severely damaging their credit, the homeowner should work with the lender throughout this process — it’s okay that the homeowner can’t make their payments (they’re definitely not the first person to go through financial distress) — the mortgage lender will likely be willing to work with the homeowner… and the sooner the homeowner reaches out during this process, the better.

Here are some ways to get ahead of the problem…

Short Sale Possibility — A short sale is when the mortgage lender allows the homeowner to sell for less than is owed on the mortgage. We buy homes fast for cash at Breeze Home Buyers. Give us a call at 765-727-5907 to learn more!

File For Bankruptcy — This probably isn’t the best option in the world, but if things have gotten pretty rough financially, then a homeowner might consider filing for bankruptcy, which stops the foreclosure process in its tracks (for a few months, at least).

Secure Private Money — The homeowner could also try to secure private money to pay off their loan. But this will likely be at a much higher interest rate.

Facing foreclosure is never easy, but hopefully the above advice will help!

Trying to update your home so you can sell on the MLS? Awesome!But it can be hard to know what to fix, what to upgrade, ...
12/15/2021

Trying to update your home so you can sell on the MLS?

Awesome!

But it can be hard to know what to fix, what to upgrade, and what to leave alone.

After all, you don’t want to spend more money than you need to get your home ready for buyers.

At Breeze Home Buyers, we’ve helped a lot of homebuyers sell their house fast for a fair price, and if you’re going the traditional route (real estate agent/MLS), then here are some improvements that will give you the most bang for your buck...

Repainting — It’s pretty inexpensive to repaint a home, but it can have a big impact on people’s first impression of the home. So give the outside and inside a fresh coat of paint. This is probably one of the first things to be tackled.

Landscaping — What people see before they walk into a home is just as important as what they see inside. It sets their expectations and either leaves them with heightened anticipation or wary about what they’ll encounter when they walk in the front door. That doesn’t mean you need to redesign the entire yard… but a little bit of landscaping goes a long way.

Updated Flooring — This is a little more expensive of an update, but new flooring can definitely impress potential buyers. Consider updating your flooring, especially if your carpets and tiles are outdated or stained.

Or Sell As-Is For Cash — The more updates you make to your home, the faster you’re going to sell and the more money you’re going to get… but that can be a real headache. At Breeze Home Buyers, we can buy your house as-is for cash and close within just a couple of weeks. We understand that the traditional route isn’t for everyone. Give us a call at 765-727-5907 to get your fair cash offer!

Thinking of moving so you can change school districts? We get it.There are a lot of reasons that parents might want to c...
12/14/2021

Thinking of moving so you can change school districts?

We get it.

There are a lot of reasons that parents might want to change school districts — so their children can attend a school with better education, to get their children out of a bad environment, to make the commute easier, for sports, or just to get a fresh start.

Whatever the case, here are some tips for choosing a school district in Anderson, IN...

School Specialty — Is there a particular subject that your kid is passionate about? Find out what the school offers and make sure its courses align with the education your kid needs or wants.

Learning Style — What kind of learning style does the school have? Is it all lectures? Or more hands-on? Everyone learns differently and it’s important that the school’s style matches your child’s natural learning style.

Commute — How far is the commute? A long commute can end up being more trouble than it’s worth. So try to choose a location that makes commuting fast and easy.

Visit & Call — Ultimately, parents should make sure to visit and call the school before deciding. Chat with the teachers and the principal. And trust your gut. You, more than anyone else, know what’s best for your kids.

Hope that helps!

And if you want to sell your house fast for cash to make the move more seamless, give us a call at 765-727-5907. We can make you a fair cash offer and close in as little as two weeks — we’ll even pay all closing costs!

Thinking of adding an above-ground pool to your home? 🏊That’s great!Having a pool at home can be an awesome source of fu...
12/13/2021

Thinking of adding an above-ground pool to your home? 🏊

That’s great!

Having a pool at home can be an awesome source of fun and a great way to make memories.

But is it worth it?

Is the cost and work of putting in an above-ground pool worth the payoff?

For starters, HomeAdvisor’s estimates that it costs between $734 and $4,609 to purchase and install an above-ground pool, and the average cost hovers around $2,569.

That’s way less expensive than an inground pool ($28,000 - $55,000).

The cost of the above-ground pool installation will depend on the following components…

Material — The three primary options are steel, aluminum, and resin. Resin is the most expensive, durable, and rust-resistant option.

Pool Maintenance — If you maintain the pool yourself, then it’ll only cost around $200 a year. If you want to hire someone else to maintain the pool, then it’ll run about $150 per service.

Landscaping — Without some intentional landscaping, an above-ground pool can stand out like a sore thumb. It’s a good idea to put away about $1,000 for landscaping to make the pool blend in more seamlessly.

Permits — Many cities require a permit to install an above-ground pool. This will be a one-time cost of between $150 to $300.

Electrical Work — Typically, an above-ground pool will boost a homeowner’s electricity bill by $30 to $250 per month. And the initial electrical cost will be about $350 to $1,500 to get your new pool up and running.

So there it is!

If that sounds like too much, then you might consider selling your home and purchasing a place that already has a pool.

And you can sell your house fast for a fair cash price to us over at Breeze Home Buyers — we can close in as little as two weeks and we’ll buy your house as-is! Give us a call at 765-727-5907 to learn more!

Wondering how much your home is going to appraise for over the next few years? Buying a home is exciting. Trying to find...
12/10/2021

Wondering how much your home is going to appraise for over the next few years?

Buying a home is exciting. Trying to find the perfect house — one that fits the budget and all of the criteria buyers tend to have for their living situation.

But selling a home? It can be a little complicated to know when to sell, how to sell, and how much is reasonable to expect to get for the home.

Well, the rate of appreciation varies MASSIVELY by city, suburb, and even neighborhood… but the average in the U.S. is around 3.8% per year.

This means that we might expect a home that’s currently worth $200,000 to be worth $207,600 at this same time next year. Three years from now that house might be worth about $223,677.

That’s the magic of real estate appreciation.

If you’ve owned your home for a long time, though, then maybe it’s appreciated enough and it’s a good time to sell. After all, there is a point where a home’s age starts to negate its appreciation value — if you’re making a lot of repairs or updates to your home, then it’s likely that the appreciation rate of your property is waning.

Still, you’ll have to consider your market and your neighborhood to get a better idea of how much your home is going to appreciate over the next 5-10 years.

(And to be clear, there’s no guarantee of appreciation… especially if the market takes a turn.)

Hopefully, this info helps you make the best possible decision with your home!

If you do want to sell, though, then give us a call at 765-727-5907. We’ve been helping home sellers for a long time in Anderson, IN and we can make you a fair cash offer and close in as little as two weeks. We’ll even pay all closing costs!

12/09/2021

Are you regularly struggling to go upstairs in your own home?

We understand.

We’ve helped lots of different homeowners in Anderson, IN downsize to homes that are a better fit for them.

After all, if you’re not using the second floor of your home, then it makes sense to downsize and save money on your monthly payments.

If you really want to stay in the home where you’re currently living, then you might consider getting a stair lift. Depending on the model you get, that will cost you between $5,000 and $10,000 for the device (not counting installation).

Your other option is to sell and move into a one-story home.

If you want to do that, we can help! In fact, we can pay cash for your property, we’ll buy it as-is, and we can even close in as little as two weeks.

Give us a call if you want to get a fair cash offer on your home at 765-727-5907!

We know how frustrating it can be to live in a big home that you’re not making full use of… and we want to help. :)

12/07/2021

Are your home’s appliances breaking down?

Most appliances last quite a while, but still… time takes its toll.

And eventually, even refrigerators, ovens, washers and dryers, air conditioners, and heating elements need to be replaced.

Unfortunately, appliances aren’t cheap.

To replace all appliances in your home, you’d be looking at well over $10,000. Even just a few quickly adds up to $2,000 or $3,000.

So what should you do?

Well, we’ve worked with a lot of home sellers in your position, and here are a few recommendations…

Replace The Most Important Appliances First — Start by replacing the most important appliances, like refrigeration, oven, and washers and dryers, for example. Then, over time, you can move on to replacing AC, heating, and other less important appliances.

Fix What You Can — If the appliances are really old, then it’s likely that they’ll need to be replaced… but not necessarily. It’s worth hiring an expert to take a look. They’ll be able to tell you whether or not the appliance can be fixed… or if it needs to be replaced. Fixing is almost always cheaper than replacing.

Sell To a Professional Homebuyer — If things are breaking faster than you can afford to fix them, we’d understand if you just want to sell the home (especially if you have a lot of equity). At Breeze Home Buyers, we buy houses as-is for cash and we can close in as little as two weeks. If that interests you, give us a call at 765-727-5907 to learn more!

Buying a home? That’s an exciting time!But it can also be a little overwhelming. At Breeze Home Buyers, we’ve been worki...
12/06/2021

Buying a home?

That’s an exciting time!

But it can also be a little overwhelming.

At Breeze Home Buyers, we’ve been working in real estate in Anderson, IN for quite some time and we thought it might be useful for us to share some of what we’ve learned over the years…
..and give you some tips for buying a property that you can call home!

Here’s the advice we offer to our closest friends ;-)

Be Picky — People rarely buy a home and wish they had been LESS picky. A few months or years down the road, the reality of the home you bought is going to kick in. So it’s good to be a little picky about the property you purchase and make sure it’s got everything you want.

No Agent — The downside to hiring a real estate agent who’ll help you look for homes is that when you make an offer, the seller’s agent may be less motivated about your offer because they’re going to have to split the commission with your real estate agent. Our recommendation is to check out homes yourself and, once you find something you love, offer to let the seller’s agent represent you. That agent will be motivated to get the sellers to accept your offer because they’ll get the full commission.

Escalation Clause — If you find a home that you absolutely love, then you might consider including an escalation clause in your offer. This basically says that you’ll outbid anyone else who makes an offer on the property.

Hope that helps!

And if you want to sell the property where you currently live quickly for a fair cash offer, give us a call at 765-727-5907 — we can buy as-is and close in as little as two weeks!

When you’re trying to sell a home, what exactly ARE closing costs? Closing costs for a seller can reach 8% - 10% of the ...
12/03/2021

When you’re trying to sell a home, what exactly ARE closing costs?

Closing costs for a seller can reach 8% - 10% of the sale of a home. So estimated closing costs on a $250,000 home could be $20,000 to $25,000…

That’s a lot of money!

But where is that money going? Does the seller or buyer pay for closing costs? And are there any ways to reduce how much you pay in closing costs?

Unfortunately, in a typical real estate transaction, the seller will pay more closing costs than the buyer. Potential items included in seller closing costs are…

Agent commission (paid by seller)
Transfer tax (paid by seller)
Title insurance (paid by seller)
Escrow and closing fees (split between buyer and seller)
Prorated property taxes (paid by seller up to close date)
HOA fees (paid by seller up to close date)
Attorney’s fees (paid by seller)

If the buyer demands updates or repairs before signing, or if the inspections find hidden damage, the seller might also be required to pay for repairs.

The good news is that these closing costs will usually just come out of the profit you make on your home… but that’s also BAD news.

Because it means you’ll make less money!

One way to reduce closing costs is to negotiate with your real estate agent on their commission. If they refuse to negotiate, it could be a red flag and you might consider finding a new agent.

Another option is to skip the traditional method altogether and sell to a professional home buyer like us over at Breeze Home Buyers. We can buy your home as-is for cash and close in as little as two weeks. And we’ll pay ALL closing costs. Give us a call at 765-727-5907 to learn more!

Are you behind on your property taxes?It happens to more people than you think, and often through no fault of their own....
12/02/2021

Are you behind on your property taxes?

It happens to more people than you think, and often through no fault of their own. An unexpected financial crisis, job loss, divorce, or serious medical issues are some of the most common reasons we’ve seen.

As soon as a homeowner falls behind on property taxes, the local taxing authority will begin adding interest and penalties to the account, so unfortunately the balance will continue to increase.

Not being able to pay your property taxes is scary, because you could lose your home. We all need a roof over our heads, so here are some things you can do…

Set Up A Payment Plan – Some taxing authorities will work with you and allow back taxes to be paid in installments, but you will have to prove your financial hardship and interest may accrue.

Apply For A Loan – Some banks, and property tax lenders will loan money to pay back taxes. The latter specializes in this type of lending but be aware they charge very high interest rates.

Request An Abatement – You may be able to request an abatement due to economic hardship. You will have to provide proof that there is only enough income to meet your basic living expenses. An abatement forgives the debt without a repayment required, so if you can get approved it’s a really good option. But if there is enough equity in the property to satisfy the tax debt, you may be denied, requiring the sale of the home.

If none of the above have worked for you, give us a call at Breeze Home Buyers. We’ll make you a fair cash offer and can close quickly to help get all this cleared up. Give us a call at 765-727-5907.

Address

Anderson, IN
46016

Telephone

+17657534487

Website

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