FOUR Seasons Realty GROUP Ma

09/10/2026

Selling a home but need a little more time before moving out? A delayed possession or rent-back agreement may provide a flexible solution for both buyers and sellers. Learn how these arrangements work, what terms are typically included, and what buyers and sellers should consider before agreeing to one.

Learn what delayed possession means in real estate, how rent-back agreements work, and what buyers and sellers should consider before closing.

09/08/2026

🍂 Fall could be the perfect season to buy a home!
With potentially more motivated sellers, less competition, more personalized attention, and opportunities to find greater value, fall homebuyers may have some unique advantages.
If you're thinking about buying a home, take your time, get pre-approved, and explore what the fall market has to offer. 🏡
Read our latest blog to discover why fall can be a great time to become a homeowner!

Discover why fall can be a great time to buy a home, with motivated sellers, less competition, more choices, and potential tax benefits.

09/03/2026

Is your family growing, or are you considering having multiple generations under one roof? Multi-generational homes offer flexible layouts that give everyone space and privacy while keeping family close. From separate bedroom wings and two-story living spaces to garage apartments and guest houses, there are several options to consider. Read our latest blog to explore multi-generational home layouts and find the right setup for your family.

Explore multi-generational home layouts, from separate wings to garage apartments, designed to give families comfort, privacy, and space.

09/01/2026

🏡 Sometimes the home other buyers overlook could be the perfect opportunity for you!

From unusual floor plans and bold décor to needed repairs or less-popular locations, certain “value killers” can actually help you negotiate a better price—especially if you’re willing to see the potential.

Discover how thinking outside the box could help you find a great home for less. 👀

Discover how overlooked home features can create buying opportunities and help flexible buyers find valuable homes at a lower price.

08/28/2026

Buying in the Merrimack Valley? Choosing the right town matters as much as choosing the right house. Before you tour a single home, compare town tax rates, commute options, and housing stock. Massachusetts towns set their own rates annually, and the differences add up.

Our newest guide compares North Andover, Andover, Methuen, and Lawrence side by side, so you can shortlist by buyer profile, housing character, and value. You will also learn what to inspect closely in older New England homes, from heating systems and wiring to Title V septic requirements and oil tank documentation. Plus, we cover commuter routes on 93, 495, and the rail lines, winter considerations like heating costs and ice dams, and the structured 45 to 60 day Massachusetts closing timeline.

Whether you are relocating from Boston or southern New Hampshire, this guide helps you land in the right town, not just the right house.

08/27/2026

Cooler weather is on the way! 🍂 From cleaning gutters and dryer vents to inspecting your attic and trimming hazardous branches, these fall home maintenance tasks can help protect your home and prevent costly repairs. Read our complete fall home checklist and get your home ready for the season!

Get your home ready for cooler weather with this fall home checklist featuring essential maintenance tips to prevent costly repairs.

08/25/2026

Get your home ready for a successful school year! 🎒 From snack stations and organized backpacks to homework areas and smoother morning routines, a few simple changes can make busy school days easier for the whole family.

Set up your home for school success with simple organization stations, routines, and practical tips for smoother school days.

08/20/2026

🎓 Moving a child into a college dorm or apartment can feel overwhelming—but it doesn't have to be! Start with a simple checklist, pack only the essentials, coordinate shared items with roommates, and let your student help guide the process. A little organization can make the transition more comfortable and stress-free. Read our latest blog for practical tips on organizing your college-bound student! 🏠✨

Organize your college-bound student with simple packing tips, dorm essentials, and practical ideas for a comfortable, stress-free transition to college.

08/18/2026

Hot summer days can be tough on your garden! 🌱☀️ From using shade cloths to adding mulch and watering early in the morning, a few simple changes can help protect your plants and keep your garden thriving all summer long. Read our latest blog for easy ways to keep your garden cool and healthy.

Keep your garden cool and healthy this summer with simple tips for shade, watering, mulch, and protecting plants from extreme heat.

08/13/2026

Massachusetts has two loan limits, and most buyers only know about one. 🏡

Here's the breakdown for 2026:

📊 $832,750 — the statewide baseline conforming limit
📊 $962,550 — the Essex County high-balance limit, because we qualify as a high-cost area

And a warning: some published tables cite $1,249,125. That's the national statutory ceiling, NOT the Essex County limit. Fannie Mae explicitly says not to use it to determine a loan amount. Always confirm through the FHFA lookup tool. ⚠️

So really there are three categories 👇

✅ CONFORMING — under $832,750
✅ HIGH BALANCE — between that and $962,550. Still agency-backed, so it usually prices BETTER than true jumbo.
✅ JUMBO — above the county limit. Tighter requirements on credit, reserves, and appraisals.

That middle category is the one people miss, and it can save you real money. 💰

Why it matters here: Andover regularly produces sales above $1 million. A $1.1M purchase with 10% down already exceeds the county limit. And because county lines set the threshold, two nearby towns can land in completely different categories. 🗺️

Good news for first-time buyers — most entry-level purchases in the Valley stay well under conforming, so standard programs and lower down payments apply. 💙

65+ years of combined experience. 1,275+ families served. Boutique service across North Andover, Andover, Lawrence, and Methuen.