KAD Home's

10/20/2026

Most people walk an open house and ask nothing. Ask these five and you'll learn more in ten minutes than in an hour of scrolling:

How long has it been on the market?

Has the price changed since it listed?

Why are the sellers moving?

What's the age of the roof, heating system and water heater?

Have there been any offers?

You won't always get a straight answer. How they answer tells you something too.

10/19/2026

If you're thinking about selling next spring, the work starts now, not in March.

October: walk the house with me and make the honest list of what needs doing.

November: book the trades. The good ones are scheduled out further than you think.

December: get the paperwork together. Deed, survey, permits, warranties, whatever you have.

January: photos and prep, so you're ready to go the week the market wakes up.

Sellers who start in March list in June and compete with everyone. Starting now is how you get ahead of that. Happy to do the October walkthrough whenever you're ready.

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10/19/2026

Your offer got accepted. Congratulations. Now here is what the next few weeks actually look like, because nobody explains this part until you are in it.

1. Inspection, usually within the first ten days
2. Mortgage application, formally filed with your lender
3. Appraisal, where the lender confirms the value
4. Loan commitment, the big one, when underwriting signs off
5. Final walkthrough, then closing

Loan commitment is the step that matters most and the one buyers forget to ask about. Everything else tends to go smoothly. That is the date I watch.

Questions about where you are in the process? Message me anytime.

Kathy Dwyer, REALTOR | Keller Williams Realty Success
978-618-2844 | [email protected]

10/16/2026

Five things worth an hour of your Saturday before the cold sets in:

Clear the gutters. Ice dams start here.

Get the heating system serviced while technicians still have openings.

Shut off and drain the outdoor spigots.

Reverse your ceiling fans so they push warm air back down.

Test every smoke and carbon monoxide detector.

None of it is exciting. All of it is cheaper than the thing that happens when you skip it. I wrote the longer version up on the blog if you want the details.

10/15/2026

Open house this weekend at 105 Freda Lane in Lowell. 🏡

Saturday and Sunday, October 17 and 18, from 11:00 to 12:30 both days.

Stainless kitchen with a tile backsplash, a generous main bedroom with a mini split and a brick chimney detail, and a full solar array on the roof. Fenced yard and a wide driveway.

Two chances this weekend, stop by whichever works. No appointment needed.

Kathy Dwyer, REALTOR | Keller Williams Realty Success
978-618-2844 | [email protected]

10/15/2026

Open house this Sunday at 322 Kings Highway in New Durham. 🍂

Sunday, October 18, from 11:00 to 12:30.

Come see it while the foliage is doing this. There is a dock, a canoe already waiting, and a view across the water that you will want to sit and look at for a while.

Stop by, no appointment needed. Questions beforehand, just message me.

Kathy Dwyer, REALTOR | Keller Williams Realty Success
978-618-2844 | [email protected]

10/15/2026

Everyone focuses on the number at the top of the offer. Sellers read the rest of it.

Four things that can win you a house without raising your price:

Your deposit. A stronger one says you're serious and you're not walking.

Your closing date. If the seller needs time to find their next place, flexibility here is worth real money to them.

Your inspection window. Tighter means less time the seller spends in limbo.

Your financing deadline. A clean, fast one tells them your lender is ready.

I've watched offers win against higher ones on these four lines. Worth a conversation before you write.

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10/14/2026

Active, contingent, under agreement, sold. Four words that decide whether a listing is worth your Saturday.

Plain English:

Active means go see it.

Contingent means there's an accepted offer but conditions still have to clear. Those do fall through.

Under agreement means the conditions cleared and they're heading to closing. Long shot, but I've seen it happen.

Sold means it's done.

If you've been scrolling past every contingent listing, stop doing that. Send me one you liked and I'll tell you honestly whether it's worth watching.

10/13/2026

Still one of the most common things I hear: "we need 20 percent down." 💭

Not true for most buyers. There are loan programs with much less, including options with nothing down for veterans and service members.

Not sure where you stand? Talk to a lender first, then call me. You might be closer than you think.

10/12/2026

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 322 Kings Highway in New Durham. Reach out here or at (978) 618-2844 for more information

Discover the serenity of Shaw's Pond! Set on 2.2 acres with approximately 100 feet of pond frontage, this property offers a wonderful opportunity to build your dream home or add your personal touch to the charming existing two-bedroom home. The lot has been surveyed, and new septic plans are avai...