Toni McDowell - Keller Williams Select Realtors

06/17/2026

Mortgage Term of the Day:
Your Debt Ratio (also called Debt-to-Income Ratio or DTI) is a key number lenders use to decide if you can afford a mortgage.

💡 It compares how much you owe each month 💸 to how much you earn 🧾.

👉 Lower DTI = better chance of getting approved!
Most lenders like to see a DTI of 43% or less.

06/17/2026

Summer is officially here, and the living should be easy! 🌊✨

If real estate moves are on your horizon this season, don't let the process cut into your beach or family time. Serving Annapolis, Severna Park, Crofton, Pasadena, Glen Burnie, and the Eastern Shore, I bring decades of relocation, negotiation, and local market expertise to the table.

Let's team up to get your home sold or find your next perfect retreat while you kick back and relax.

Get in touch today:
📞 Cell: (410) 758-7766
📞 Office: (410) 972-4000
✉️ The McDowell Team at Keller Williams Select Realtors

06/15/2026

Before you take out a loan or even go home shopping, you should know what your budget looks like.

Try out this budget worksheet to understand your spending habits and make adjustments to meet your financial and homeownership goals.

Use our budget worksheet to calculate where you are spending your money. Once you have a better idea of your current spending habits, you can make adjustments to reach your financial goals.

06/15/2026

I am pleased to feature the following properties! For questions or to schedule a showing, contact me today!

Phone: 410-758-7766 Email: [email protected]

06/13/2026

Here are some things to consider if you're interested in buying a tiny home!

We rounded up the best beach house ideas we've seen featured on HGTV. Get inspired by tropical patterns, woven materials and resort-worthy designs — all created by HGTV stars.

06/13/2026

🇺🇸🎉 CELEBRATE AMERICA'S 250TH BIRTHDAY WITH US! 🎉🇺🇸

Join us for a week of FREE family-friendly events at Keller Williams Select Realtors , Easton Office!

📍 111 N. Harrison Street, Easton, MD
📅 June 27 – July 3, 2026 (excluding Sunday)

🐾 Dog Day
🍋 Lemonade, Cookies & Community
❤️🤍💙VFW Day
🎤 Karaoke & Trivia Night
✨ Magic & Prizes
🎨 Face Painting

PLUS...
🎁 Swag Bags
🎟️ Raffle Baskets
🍿 Free Popcorn
🌭 Hot Dogs on Friday
🏆 Great Giveaways All Week Long

❤️ For every visitor during our Lemonade, Cookies & Community event, we'll donate $1 to Habitat for Humanity.

Bring your family, friends, kids, neighbors—and even your furry friends—for a week of fun, community, and celebration!

Admission is FREE. We can't wait to see you!

Keller Williams Select Realtors
(410) 972-4000

06/12/2026

🚨 TOMORROW IS THE DAY! 🚨

🏡 OPEN HOUSE
📅 Saturday, June 13
⏰ 4:00 PM – 6:00 PM

🔥 PRICE REDUCED TO $419,900
✅ NO HOA
✅ .86 Acres
✅ Detached 3-Car Garage
✅ Public Water & Sewer
✅ Zoned R5

Whether you're looking for a home, workshop space, room for your toys, or future possibilities, you won't want to miss this unique property.

📍 161 Margate Dr, Glen Burnie, MD

Come see for yourself why this property offers so much value at the new price!

📞 Toni McDowell
The McDowell Team | Keller Williams Select Realtors
410-758-7766

06/12/2026

How cool is this vintage home library? 📚✨
It feels like stepping back in time, with timeless charm, cozy nooks, and a space made for getting lost in a good book.

06/11/2026

PRICE IMPROVEMENT - $419,900!
Nearly an acre in Glen Burnie featuring a rare detached 3-car garage with electric, oversized parking, and R5 zoning potential (buyer to verify with Anne Arundel County).
This unique home offers 2 bedrooms, 2 full baths, a flexible floor plan, a spacious primary suite with spa-like bath, and a versatile den perfect for a home office or guest space.

Step out to a large deck overlooking the expansive backyard - ideal for entertaining, gardening, or your own private retreat, with room for vehicles, boats, hobbies, or a workshop.

Conveniently located near shopping, dining, and major commuter routes, this is space, flexibility, and value rolled into one.

Join us for the Open House this Saturday, 4:00–6:00 PM!

06/10/2026

There’s something so timeless about a farmhouse sink! 🏡💧 Do you have one, or is it on your kitchen wish list?