Paul Johnston Presidential Mortgage, NMLS# 525741

09/30/2026

🏠 Are buyers really locked out of the housing market?

The latest numbers tell a more nuanced story. Mortgage rates, inventory and inflation are creating a market that looks different than it did a year ago, but buyers may have more opportunities than they realize.

From a 4.6-month supply of homes to easing inflation and slower price growth, August brought a few signs worth paying attention to.

Swipe through this month’s Market Perspective for the latest housing market snapshot.

09/30/2026

🏡 Myth or Fact: The lowest interest rate is always the best option.

It’s a myth! While a low interest rate is important, loan terms, fees, closing costs, and your monthly payment can all affect the true cost of your mortgage. Let's help you compare your options and find the loan that best fits your needs.

09/28/2026

🏠 Industry Update: Appraisal reporting is getting a new look.

Beginning November 2, 2026, Fannie Mae and Freddie Mac will implement UAD 3.6, bringing a redesigned appraisal reporting standard with more detailed and standardized property information.

For agents and buyers, the biggest takeaway? Expect appraisal reports to look different and include more detail about the property.

Stay informed as the industry continues to evolve.

09/28/2026

5.0 star review received on Experience.com for Paul Johnston by Kyle M - Paul is truly one of the best in the business, with honesty and integrity always shining through. Having worked with him for over 35 years, he has never once let me down.

Click to see all 264 reviews of Paul Johnston , VP, Mortgage Branch Manager | NMLS 525741

09/25/2026

Mortgage rates moved higher as longer dated Treasury yields hit the highest level since 2007 during the week ending September 25, 2026. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

09/24/2026

Renting a beach house is great for a vacation, but owning one means the beach can always feel like home. 🌊🏡

Ready to explore your financing options? Visit our website to get started!

09/23/2026

Escrow doesn’t have to be confusing! 🏡 Understanding how property taxes, homeowners’ insurance, and, when applicable, mortgage insurance may be factored into your monthly mortgage payment can help you feel more prepared as a homeowner.

Knowing what makes up your monthly payment can also make it easier to budget and understand where your money is going each month.

Ready to learn more? Visit our website for mortgage resources, helpful information, and more! 🏡💻

09/22/2026

Happy first day of fall! 🍂🏡 It’s the perfect season to fall into your dream home. Let’s get you started!

Ready to explore your mortgage options? Visit our website to learn more! 💻🔑

09/21/2026

Builder confidence slipped again this month, and that usually translates into something buyers can use: rate buydowns, closing cost credits and upgrades that weren't offered six months ago. If new construction wasn't on your list before, it might be worth a second look.

📲 Want help comparing builder incentives to what's out there? Let's connect.

09/21/2026

🎶 Do you remember… the homebuying goals you made in September?

Let me help you turn those goals into a plan—and that plan into a place to call home. 🏡

Contact me today to get started!