Mario Ponce

Mario Ponce Buyer's Specialist with the Rick Fuller Team. First time buyers, investment properties, or vacation homes.

Emphasizing on Millennials and Generation Z; aiding and assisting with real estate investing.

A housing bubble is characterized by rapid unsustainable growth in home prices, eventually "bursting" when demand no lon...
03/15/2022

A housing bubble is characterized by rapid unsustainable growth in home prices, eventually "bursting" when demand no longer supports the high home values, followed by sharp price declines. It’s typically caused by an influx of demand from homebuyers and real estate investors.

It is unlikely the housing market will crash because of two main factors:

(1) interest rates are at, and will likely remain at, historically low levels (even if rates move higher by a percent or two) making long-term mortgage financing economical and
(2) due to strong wage inflation, first-time homebuyers or buyers looking to upgrade would likely be eager to step in should prices start drop.

Unlike 2008, this market is driven by supply and demand. The acceleration may slow, but unless there is a glut of extra housing, which there is not, there will be no imminent crash, 2008 was driven by folks getting adjustable-rate mortgages and overleveraging. They defaulted and caused a glut. This time is different.
Get off the sidelines! Get informed or get in line with all those who waited to buy or sell in ‘20 & ‘21. It all starts with a conversation. There’s too much going on for one to not know all their options. Let’s talk!
DRE 02154097
925 595 3192
®

Little girls and big dogs.
03/15/2022

Little girls and big dogs.

Let’s be honest, nobody likes the B word. We’re talking about budgets! But …it is a critical piece in the home buying pr...
03/03/2022

Let’s be honest, nobody likes the B word. We’re talking about budgets! But …it is a critical piece in the home buying process. This chart can at least give you an idea of what your payment would look like and what you can afford. Everyone’s situation is different, but my team and I can assist and help fill in the blanks in regards to your current situation. Your current home value, closing costs, fees, current rates, etc..we’d love to shed some light.
925 595 3192
DRE 02154097

Hump Day Help from two of my favs.  A smile can really go a long way. When you smile, your brain releases tiny molecules...
03/02/2022

Hump Day Help from two of my favs. A smile can really go a long way. When you smile, your brain releases tiny molecules called neuropeptides to help fight off stress. Then other neurotransmitters like dopamine, serotonin and endorphins come into play too. The endorphins act as a mild pain reliever, whereas the serotonin is an antidepressant.
One study even suggests that smiling can help us recover faster from stress and reduce our heart rate. In fact, it might even be worth your while to fake a smile and see where it gets you. There’s been some evidence that forcing a smile can still bring you a boost in your mood and happiness level.

Facial expressions have a big impact on mood. When we are naturally feeling good, we will smile without realizing it. However, you don’t have to be in a good mood to smile. Science has actually shown that smiling (even if you’re in a bad mood) has the power to boost your mood because it sends signals to your brain that tell it you’re actually happy. So do yourself a favor…SMILE today!!
😊

When you walk up to your wife and sister and wonder what they’re talking about…Doesn’t necessarily have to be your wife ...
02/23/2022

When you walk up to your wife and sister and wonder what they’re talking about…
Doesn’t necessarily have to be your wife or sis, but show appreciation, say thank you, and show love as often as possible…and hopefully people won’t talk about choking you out.

Hump Day Help. Fear is a powerful emotion. Whether you’re facing a fear of failure, fear of rejection, or even a fear of...
02/16/2022

Hump Day Help. Fear is a powerful emotion. Whether you’re facing a fear of failure, fear of rejection, or even a fear of success, it can cause you to miss out on opportunities, second-guess yourself and lose momentum in your life. But fear can also be a powerful driving factor behind positive action, if you know how to leverage it.
One of the worst things you can do is try to ignore it. Instead, acknowledge that the fear exists, explore where it’s coming from and outline what needs to happen for you to overcome it. Many times, bringing your fear fully into the light of day by putting it on paper or saying it aloud will begin to remove some of the power.
More specifically, how has fear impacted your life in the last 2 years? Life is scary, very true. So scary no one will make it out alive. So feel the fear and do it anyway! Flex that courage muscle!

Yep! You read that right! Home prices are projected to increase 16% this year... that's in addition to 2021's 20% growth...
02/08/2022

Yep! You read that right! Home prices are projected to increase 16% this year... that's in addition to 2021's 20% growth! Do the math.
If you're looking to buy, start today before you get priced out of the market. Gas, cars, basic goods and of course houses are all going up. Is your income?
If you're looking to sell, there's a very good chance you'll be impressed at what your home is now worth.
Call me, let’s talk. In every shape and form, the world is rapidly evolving…housing market is no different…don’t sit in the sidelines and wait for a crash…talk to a professional…to learn how you can take advantage of this hot market, reach out! I want you to know your options!!

Mario Ponce, Realtor®
DRE # 02154097
Rick Fuller Team
925 595 3192

Hump Day Help. What’s the last adventure you had??Trying new things and taking on challenges makes you stronger and happ...
01/26/2022

Hump Day Help. What’s the last adventure you had??
Trying new things and taking on challenges makes you stronger and happier. Whether it’s physical or mental, adventurous behavior makes us feel good…It fires up the same regions of the brain that getting a reward does. Over time, adventurous activities may actually improve your brain health. That’s because you’re constantly learning, which creates new synapses and strengthens existing ones.
Main point…Don’t hold back!! Pick something you've always shied away from, and vow to conquer it. Tackle it in small doses..GO, DO, TRY, EXPERIENCE…have an adventure!!

Are you still putting money in your landlord’s pocket? Let’s talk about building YOUR wealth instead…owning a home!! I’m...
01/25/2022

Are you still putting money in your landlord’s pocket? Let’s talk about building YOUR wealth instead…owning a home!!
I’m not saying buy a house tomorrow…or even next week. But have you spoken with a professional about weighing out the pros and cons and really seeing what your options are? If you haven’t, how do you know where you’ll be in the next few years…or even the next few months?
By taking a few easy steps, you’d be amazed on where you could be in the very near future. It’s chess not checkers. Set yourself up for the future. For my youngsters out there under 30…start now!! I wish I did. If you’re feeling froggish…leap! Let’s chat real quick.
DRE #02154097
Mario Ponce
925 595 3192

What does inflation mean to you and how does it negatively or positively affect your daily life??From groceries to gas t...
01/19/2022

What does inflation mean to you and how does it negatively or positively affect your daily life??
From groceries to gas to housing prices, costs are rising across the board.
However, inflation doesn't necessarily have to be a bad thing. If you own a home, it means that your home value is rising. If you have investment properties, then you'll be pleased that rent prices are increasing, too.
If you DON'T own a home and you ARE paying rent, WE NEED TO TALK ASAP! You can purchase a home for as little as 3%-5% down.
Buy now before the market prices you out! Call me today!
Mario Ponce
DRE # 40154097
Rick Fuller Team
Contact me 925 595 3192

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Antioch, CA
94531

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Tuesday 7am - 5pm
Wednesday 7am - 5pm
Thursday 7am - 5pm
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