Ousman Njie- Realtor

Ousman Njie- Realtor Home is more than just a word; it is an amazing space where memories are made, laughter is shared, and love is abundant.

It is the place where you feel that you belong. My goal is to help you find your HOME, through buying or selling in order to buy.

Are you considering buying a home?Home ownership can provide many benefits that go far beyond the tangible value of the ...
05/21/2023

Are you considering buying a home?

Home ownership can provide many benefits that go far beyond the tangible value of the property itself. From building equity and increasing your net worth to becoming more involved in your community and achieving greater financial stability, owning a home can help you achieve your goals and aspirations. If you are considering buying a home or already own one, take a moment to reflect on the many benefits of home ownership and how they can positively impact your life in the long- term.

It's important to not rush the process, and plan for more than just the home buying process.

Hello Everyone! Here is an overview of the home buying process 1. Connect with a local realtor 2. Get organized! - gathe...
04/03/2022

Hello Everyone! Here is an overview of the home buying process

1. Connect with a local realtor

2. Get organized!
- gather your tax returns and W2's for the last 2 years
- gather your pay-stubs and bank statements for the last 30-60 days
- Try to get these documents into digital copies to make them easy to get to.

3. Apply for a mortgage
- apply with at least 3 lenders

4. Shop for homes
- Find the best neighborhood for your budget
- communicate with you agent about the type of market that you are in

5. Make an offer

6. Enter into a binding contract

7. Escrow Period (Under Contract)
- Perform your due diligence ( inspections, appraisals, etc)

8. Close on your house

No need to be overwhelmed by the home buying process, buying a house can be an easier process when you have everything in place.

Please feel free to get in contact with me if you have any questions or for any of your real estate needs!

You may be eligible if: 1.) you are a first-time home buyer (you haven't owned a home as your principle residence in the...
03/29/2022

You may be eligible if:

1.) you are a first-time home buyer (you haven't owned a home as your principle residence in the past three years) or a military veteran..

2.) you meet the income and sales price limits (county-by-county basis)

3.) you are purchasing a home in North Carolina

4.) you occupy the home as your principle residence within 60 days of closing.

5.) Your credit score is 640 or higher

6.) you are a legal resident of the United States

Visit https://www.nchfa.com/home-buyers for more information.

Call me if you have any questions, or for all of your real estate needs!

Happy Holidays from our family to yours 🎄🎉 the first of many celebrations to comeThe amazing pictures were taken by
12/26/2021

Happy Holidays from our family to yours 🎄🎉 the first of many celebrations to come

The amazing pictures were taken by

The Mommy Collection owned and operated by my mother in law Sharon Sanders is a local maternity and children’s clothing...
06/16/2021

The Mommy Collection owned and operated by my mother in law Sharon Sanders is a local maternity and children’s clothing store located in Crabtree Valley Mall, right underneath the food court. The store provides both comfort and style. Come shop here for all of your maternity and children needs!!

Four home loan options and what they mean for you: 1. FHA Loan: can receive a down payment as low as 3.5%, but also requ...
05/02/2021

Four home loan options and what they mean for you:

1. FHA Loan: can receive a down payment as low as 3.5%, but also requires private mortgage insurance (PMI)

2. Conventional Loan: A mortgage loan that is not backed by the government. Conventional loans have stricter requirements than government-backed loans.

3. VA Loan: A VA loan is a $0 down mortgage option issued by private lenders and partially back, by the Department of Veteran Affairs (VA)

4. USDA Loan: rural development loan. A zero down payment mortgage for eligible rural homebuyers.

Be sure to speak to your mortgage lender for information regarding these loan programs!

04/12/2021

Hello everyone, my name is Ousman Njie, and I am a realtor at Keller Williams Realty Cary. Welcome to my real estate page! Here I will be sharing information, tips, and resources to aid in finding you your perfect property!

Address

1483 Beaver Creek Commons Drive
Apex, NC
27502

Telephone

+19192744468

Website

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