03/30/2023
CHECK IT OUT!!!!!
"MORE" PROGRAMS
Down Payment Assistance for FHA Loans (BENEFITS: "easy to qualify", streamlined loan process, increased purchasing power, always-available funding, qualifying option with the family, purchasing where the customer wants )
FICO as low as 600
No First-time homebuyer requirement
Up to 5% Down Payment Assistance
Flexible DTI (debt to income) requirements (based on product & credit)
All US cities, counties and states (New York excluded)
Non-occupant co-borrower allowed (some products)
The Florida Assist (FL Assist) (More information available upon request)
$10,000.00 in down payment assistance
0% deferred second mortgage
Repayment is deferred, except in the event of the sale, transfer, satisfaction of the first mortgage.
Florida Homeownership Loan Program (FL HLP) 2nd Mortgage
$10,000.00 in downpayment assistance
3% full-amortizing, second mortgage
15 year term
The FL HLP Second Mortgage carries a monthly payment. Remaining unpaid principal balance (UPB) is deferred, except in the event of the sale, transfer of deed, satisfaction of first mortgage, refinancing of the property or until such a time the mortgagor(s) ceases to occupy the property as his/her primary residence at which time, the FL HLP Second Mortgage will become payable, in full.
Since the FL HLP Second mortgage carries a monthly payment, this payment may need to be considered in a borrower's debt-to-income (DTI) ratio when credit underwriting.
Hurricane "IAN" damage covered 100% with FHA Financing
New program available that pays 100% FHA
FINANCING for Hurricane "IAN" damage to homes. We are letting you know about a NEW PROGRAM through FHA that gives 100% Financing to borrowers who have extreme damage to their primary residence or completely destroyed homes from hurricane IAN "It does not matter if they are owners or renters."
2 to 1 Program
No more seller credits or reducing your sale price for buyers with our new 2 to 1 buy down program. Where you can offer a 2 point rate buy down to buyers for the first year and a 1 point rate buy down for the second year; paid at closing by the seller.
Hometown Heroes (Hometown Heroes cannot be combined with other programs. However, if one program cannot be used to assist in closing we can use another.)
Min Credit Score 640
Up to $25,000.00 towards down payment and closing costs
No discount or origination points
Available on Conventional, FHA, VA and USDA Loan Programs
Reduced upfront fees
Income and purchase limits apply
For more information on the different programs contact me to schedule a home buying consultation with me.
Aesha, Henry Realtor ®️
407 487-8800
[email protected]
Theklrgroup
https://calendly.com/aesha-henrylovesrealestate