The Volsch Team

07/16/2023

Step into your mountain paradise and experience the wonders of this breathtaking single-level log-sided home, perfectly situated in the desirable Eagle Point neighborhood. As you enter, you'll be greeted by a sense of tranquility and comfort that only a mountain home can offer. The expansive master suite beckons, offering a private retreat where you can unwind and recharge, surrounded by the serene beauty of nature. With two distinct living areas, there's ample space for everyone to gather and create lasting memories. Curl up by the wood-burning stove in the cozy living room, or enjoy intimate conversations around the crackling wood fireplace in the family area. No matter where you find yourself, a comforting ambiance awaits. The heart of this home, the kitchen, is a haven for culinary enthusiasts. Adorned with granite countertops and boasting a generous pantry, it offers the perfect blend of style and functionality. Prepare delicious meals, entertain loved ones, and share laughter-filled evenings around the dining table. Outside, the wonders continue. Picture yourself indulging in relaxation within the soothing embrace of the hot tub, or nurturing your green thumb in the fenced garden area. The spacious, landscaped yard invites you to breathe in the crisp mountain air and revel in the natural beauty that surrounds you. For those seeking adventure, fear not! This home caters to your needs with RV and boat parking, allowing you to embark on thrilling journeys at a moment's notice. Additionally, the versatile layout and prime location make this a dream home for full-time living, a second home getaway, or even a potential short-term rental. Parking will never be a concern, as you'll find ample space. In addition to the RV parking and attached 2-car garage, you'll discover extra parking in front of the home, ensuring that family, friends, and guests can easily join in the festivities. Come and experience the magic of this mountain retreat for yourself. Words cannot truly capture the essence of its charm.

House photos, infographics, and listing agent details for 186 Finch Drive, Big Bear Lake, CA, 92315. This home is priced at $659000, with 3 beds, 2 baths, and 1712 sqft.

09/08/2022

Three Tips to Protect Yourself in the Economic Downturn
In the sea of opinions, you have probably heard everything from, the economy is in a little slump and on its way back to, we are on the eve of destruction and it’s going to be a blood bath.

Just for review, we are experiencing the federal step in with the FED raising the interest rate of what they sell funds to the banks for, as a result of the massive dollars distributed in 2020, 2021 and 2022. Government give aways are not paid for by those making the distribution they are paid for by the American people.

I have lived through three recessions and although I have no predictions on the final impact or when it will actually take place, I do know three key points for you to focus on to help you maneuver through.

1- Watch inflation, not where it is but the difference between where it is and the goal of the FED which is 2%. This will give you and indication of their rate adjustments yet to come which again impacts the cost to banks who are borrowing money which is then in turn passed on to the consumer in their cost of borrowing to buy a car, a tv, or a house.

2- Have a household debt evaluation to make adjustments on the nice but not necessary. This will allow you to keep the budget in an achievable mode.

3- Have cash reserves. This will buffer you should you experience a job set back, or if you have rental property and a tenant doesn’t pay on time or moves out. Hand in hand with having reserves …don’t distribute it all out, don’t spend it all.

In A Nutshell . . .
Check in to get a comparison of payments in March and payments now to see your advantage in locking in your purchase now before the next rate increase.

09/21/2021

First Time Buyers

Traditionally, many young people put off buying a house until they start thinking about getting married. But these days, as marriage rates are falling and young people are getting married later in life, they’re starting to think about buying a house first, while they are still independent. They’re realizing it’s a long-term investment, much like a stock investment that earns compounding interest. They realize that either the home will increase in value or their equity will increase over time—or both. Either way, they’re seeing a home purchase as a smart long-term investment, whether they’re getting married or not.

This past Spring and Summer, many young homebuyers found themselves competing against too many well-positioned other buyers. Right now, we are seeing a slight shift in some neighborhoods that allows younger buyers to hop back into the market.

If you or someone you know is in their twenties and considering a first home purchase, now is a good time to look. I can help create a buying plan that fits income and lifestyle, so a young person can buy a home that will be a great long-term investment. Then I’ll find the right home to match! 🏡

09/03/2021

08/27/2021

Cats would make the perfect client! They can make the weirdest locations comfortable 🤣

08/26/2021

Look at this gorgeous landscape 😍

And this home is actually available!

The details:
4 Bedroom
3 Bathroom
3265 Sq. Ft.
Lot is 30,000 Sq. Ft.
Built in 1956

Located in Apple Valley, California

08/24/2021

If you’re moving into a new home, get a home inspection!

It’s the best way to catch issues before they become bigger. And even if nothing arises, you’ll be left with peace of mind!

08/23/2021

All journeys that lead home always have a happy ending 🌙

08/20/2021

For all the “picky” people out there 🤣🤣

What are your dream home must-haves?

08/19/2021

What makes a direct lender different from others is that they use their own money to fund mortgages.

Direct lenders include banks, credit unions, and major lending companies like Quicken Loans.

The mortgage process can be complex and confusing, so being able to communicate directly with your loan officer to ask questions or make requests can be comforting. Without a middleman, you can skip broker fees and you won’t second guess whether your broker’s commission goals impacted their lender recommendations.

However, when working with a direct lender, your options are limited to the lender’s own products. So there are some disadvantages to working with one to keep in mind.

08/17/2021

If you’re looking to buy a home, NOW is the time!

Finding the perfect home tends to feel like a gamble, where the dealer is always winning, but not recently! Inventory is growing, making now the perfect time to find and buy your dream home.