07/25/2025
🏡 Dreaming of buying a home but stuck with debt or a high DTI?
Here’s the truth: You don’t have to be debt-free to become a homeowner—but lowering your debt-to-income ratio (DTI) can make all the difference.
✨ Here's how to start:
Know your numbers (calculate your DTI)
Use the snowball or avalanche method to pay off debt
Boost your income (side hustles count!)
Talk to a lender early to create a plan
💬 Want my FREE DTI Tracker + Debt Payoff Guide to get started? Drop a 💰 below or DM me and I’ll send it your way!
Let’s turn your “someday” into this year 🏠