Tou L Yang-TL- Wisconsin Realtor

06/07/2026

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.

06/06/2026

06/04/2026

If the housing market feels confusing right now, you’re not alone.

06/04/2026

Accessory Dwelling Units (ADUs) have become the gold standard for house hacking in 2026 — and there's a reason why. 🏠

As of March 2026, Fannie Mae allows lenders to count projected ADU rental income toward your mortgage qualification — up to 30% of your total qualifying income. That means the income potential of an ADU can help you qualify for a home you otherwise couldn't afford.

ADUs include:
🔹 Detached backyard cottages
🔹 Converted garages
🔹 Basement suites with separate entrances

They're increasingly legal, financially supported, and proven in the rental market. If affordability is your biggest barrier to homeownership, an ADU-eligible property might be the solution.

Read the full article: https://touyang.myagent.site/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works/

06/02/2026

House hacking isn't about living for free — it's about making homeownership possible when it otherwise wouldn't be. In 2026, the strategy is less about eliminating a mortgage payment and more about engineering one you can actually afford. 🏡

Here's what's working:

✅ ADUs (accessory dwelling units) — Fannie Mae now lets buyers count projected ADU rental income toward mortgage qualification, up to 30% of total qualifying income

✅ Multi-generational homes — 14% of all home purchases in the last year were multi-generational, with Gen X leading at 19%

✅ Small multi-family properties — FHA loans allow up to 4 units with just 3.5% down if you live in one

✅ Realistic expectations — If rental income cuts your $3,800 payment down to $2,200, that's a win

The math has to work. The zoning has to be legal. And the lifestyle has to fit. But for the right buyer, house hacking can turn a closed door into an open one.

Read the full article: https://touyang.myagent.site/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works/

06/01/2026

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

05/31/2026

Let's be real with each other for a second about affordability.