Grateful Mindset Properties

Grateful Mindset Properties BIC, Judi Moolten Realtor Broker, Consultant, w/ Grateful Mindset Properties, Million $ Top Producer Buy
Sell
Property
Real Estate

Hey now! đź‘‹Don't assume this week's Fed rate hike means mortgage rates will rise too. The Fed controls short-term rates l...
09/25/2026

Hey now! đź‘‹
Don't assume this week's Fed rate hike means mortgage rates will rise too. The Fed controls short-term rates like credit cards, while mortgage rates are more tied to the bond market and overall economic conditions. So folks if you find a home you love, lets talk!

09/18/2026

The market in brief… The Fed raised the federal funds rate by a quarter percentage point to 3.75%–4% at its Sept. 16 meeting — its first increase in three years. The 10-year Treasury remained near 5% after the announcement.

-Here's what it means for your buyers:
Another Fed hike may be ahead: Markets are pricing in at least one more increase, with Goldman Sachs expecting another quarter-point hike in October. Those expectations can move Treasury yields and mortgage rates before the Fed meets again.
-Mortgage rates do not move 1:1 with the Fed: They tend to track the 10-year Treasury, which reached its highest level since 2007 around the Fed decision — a sign mortgage rates could remain elevated.
-Mortgage rates moved closer to 7%: The Mortgage Bankers Association reported on Sept. 16 that the average conforming 30-year fixed rate rose from 6.85% to 6.97%. Mortgage applications fell 4.1%, with refinances down 9% and purchases down 1%.
-Builder confidence fell to 32: The National Association of Home Builders' index of sales and buyer traffic fell three points to 32 in September, its lowest in a year. A score below 50 means more builders see conditions as poor than good; 38% cut prices and 66% offered incentives.
Inflation could lead to another federal funds rate increase: The Fed raised the federal funds rate because inflation remains above its 2% target. If inflation stays high, the Fed may raise it again, adding pressure to Treasury yields and mortgage rates.

09/16/2026

🏠🏠🏠🏠

The REALTORS® Relief Foundation provides crucial support to disaster-stricken communities. Help ensure we can provide in...
09/11/2026

The REALTORS® Relief Foundation provides crucial support to disaster-stricken communities. Help ensure we can provide indispensable relief for rebuilding and recovery for those caught in a crisis. Text TEAMRRF to 71777 or by visit rrf.realtor. 100% of contributions go directly to victims of disasters.

09/11/2026



REALTORS® Relief Foundation’s 25th Anniversary
Twenty-five years ago, Dave Legaz was supposed to begin his NYPD shift in lower Manhattan as usual. Instead, his young son’s anxiety about going to school delayed him by an hour—a decision Legaz believes saved his life. On his way to work, he watched the planes strike the World Trade Center. Soon after, he was dispatched to Ground Zero, where he learned his partner, Detective Brian McDonnell, had been killed while rescuing others. Legaz spent five days searching the wreckage, sleeping only briefly at St. Paul’s Chapel. One morning, he awoke to find that a stranger had quietly placed a pillow under his head, tucked a blanket around him and left a damp cloth to wipe the toxic dust from his face. “I may never know who it was, but their compassion found me when I needed it most,” he recalls.

A year later, Legaz retired from the NYPD and became a real estate agent, finding a new way to fulfill the mission that had defined his career: “to protect, to guide and to serve.” His path eventually led him to the REALTORS® Relief Foundation, which was born in the aftermath of 9/11 when REALTORS® raised more than $8.4 million in just 100 days to help families affected by the attacks with housing costs. Today, Legaz serves as an RRF director and sees its work as part of the purpose he has sought in his own survival. “Out of tragedy can rise hope,” he says, “and each of us has the power to be a hero.” Read Legaz's full story and learn how REALTOR® members have built up support for the REALTORS® Relief Foundation. Also, NAR President Kevin Brown reflects on RRF’s 25-year legacy and how REALTORS® continue to help families find stability in the aftermath of disaster.

Legaz’s story is a powerful reminder that emergencies can change lives in an instant.

09/10/2026

Home isn't just a place ~ it's a feeling. 🏡

Whether you're buying your very first place, selling a home full of memories, or just starting to dream about what's next, we know it's about so much more than square footage and closing dates. It's about new beginnings, family milestones, and finding a space that truly feels like you.

Our team is here for every step of that journey, the exciting parts and the overwhelming ones alike. No pressure, no jargon, just honest guidance from people who genuinely care about getting it right for you.

If you're thinking about a move, even if it's still just an idea, we'd love to be a resource. Drop a comment or send us a message ~ we're always happy to talk it through. đź’¬

1-11-2027- join us
09/09/2026

1-11-2027- join us

Address

Arden, NC
28704

Alerts

Be the first to know and let us send you an email when Grateful Mindset Properties posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Grateful Mindset Properties:

Shortcuts

Share

Category