Hal Stark “The Iron Man Agent”

Hal Stark “The Iron Man Agent” I’m an experienced Realtor who, along with my award-winning associates, are at your service

11/09/2023
02/08/2023
01/04/2023

Are you considering buying a multi-generational home? If so, it does have a number of benefits. It allows you to pool your finances when buying a home, makes it easier to care for loved ones, and allows for more quality time together. To discuss what you’re looking for in a home, DM us, and let’s start the conversation today.
📱267-544-9911
📧[email protected]

01/04/2023

If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don't let a common misconception about how much you need to save make the process harder than it could be.
👉 Understand 20% Isn’t Always the Typical Down Payment
Unless specified by your loan type or lender, it’s typically not required to put 20% down. This means you could be closer to your homebuying dream than you realize. According to the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. In fact, the median down payment today is only 14%. And it’s even lower for first-time homebuyers at just 6%.
👉 Learn About Options That Can Help You Toward Your Goal
If saving for a down payment still feels like a challenge, know that there’s help available. A real estate professional and trusted lender can show you options that could help you get closer to your down payment goal.
Plus there are even loan types, like FHA loans, with down payments as low as 3.5%, as well as options like VA loans and USDA loans with no down payment requirements for qualified applicants.
To understand your options, be sure to do your homework. If you’re interested in learning more about down payment assistance programs, information is available through sites like Down Payment Resource. Then, partner with a trusted lender to learn what you qualify for on your homebuying journey.
Remember, a 20% down payment isn’t always required. If you want to purchase a home this year, DM us to start the conversation and explore your down payment options.
📱267-544-9911
📧[email protected]

Address

6 Coulter Avenue, 2nd Floor
Ardmore, PA
19003

Telephone

+16107317519

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