09/21/2026
📊 Lower mortgage rates sound like good news, and they can be, but they also bring more buyers back into the market. More buyers means more competition, and that competition can push home prices up.
So while you might save on financing costs, you could end up paying more for the home itself. It tends to even out.
Affordability comes down to more than just the rate:
📊 Home prices
💰 Interest rates
🏠 Available inventory
🤝 Local market competition
That's why waiting for rates to drop isn't always the smartest move. The right time to buy depends on your finances, your goals, and what's actually happening in your local market.
We help you weigh all of that together, not just the rate. Our VIP Buyer Program adds even more to work with:
✅ $4,000 lender down payment credit*
✅ 6% seller-paid closing costs credit*
✅ "Love It or Leave It" 24-month satisfaction guarantee*
✅ "Buy This Home, I'll Buy Yours" Guaranteed Trade-Up Program*
There's real peace of mind here too: love the home, or we'll help you sell it or buy it back — your choice. You'll never be stuck carrying two homes while you wait.* Programs vary — let's talk through what fits you.
We also have access to properties you won't find online — off-market listings, distressed sales, new construction, and company-owned homes.
📩 Want to know what today's market means for your buying power? Let's talk.
Southern Oklahoma Realty
📞 (580) 222-4555
🌐 SouthernOklahomaRealty.com
📧 [email protected]
