Barbara Gorecki Broker -Team Home By Joanna K 773 .919.2581

05/01/2024

After months of searching, negotiations, and paperwork, Monika finally received the news she'd been waiting for: clear to close on her dream house.

04/17/2024

After months of diligent searching and several rejected offers, it's such a joy to see my client finally find a home that speaks to her heart. Having her offer accepted is not just a win, but a triumph after the challenges we've faced. It's moments like these that remind me why I love what I do.

04/03/2024

‼️ATTENTION ‼️

I have a buyer ready to buy yesterday,looking for a condo,townhouse SCHAUMBURG, ELGIN, STREAMWOOD and nearby areas .
✅ 1-2 Bedrooms
✅Dogs allowed

Thinking about selling,contact me ☎️773-919-2581

03/20/2024

Discover Your Home's Value Today! 🏠💰

Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

03/06/2024

🏡 Looking for Your Dream Home? 🌟

Don't miss out on the opportunity to make this house yours! Contact me today for more details and to schedule a viewing. Your dream home awaits! 🏠✨
📞 773-919-2581 📞

Dreams do come true in this 3 bedroom 2 full bath home in...

12/24/2023

Wishing all of you the most amazing Holiday Season 🎄🎁

10/23/2023

To get the best financing deal, it’s important to shop around and compare lenders. There are several different types of lenders, and different lenders will quote you different prices. Shopping around and negotiating with more than one can help you get the best price on your mortgage.

You shouldn’t choose a loan before you know it’s a good deal for you. Request loan estimates from multiple lenders to see which lender is offering you the best deal. Compare these estimates, negotiate for better terms, and then choose the mortgage lender that’s offering the best deal.

🌟Would you like to know how much your house is worth???

📞(773)919-2581
[email protected]

🇵🇱Jesteśmy dostępni do Państwa dyspozycji również w języku polskim!

10/16/2023

Grants and loan programs for eligible first-time homebuyers are available at the local and national levels throughout the U.S. These programs make it easier for people to become homeowners through smaller required down payments, lower closing costs, and easier credit qualifying.

One such program is the Department of Housing and Urban Development’s Federal Housing Administration loan. These loans are offered by private lenders but are insured by the FHA, which allows lenders to give you a better deal. This can mean a lower credit score requirement, lower closing costs, and a down payment as low as 3.5% of the purchase price, instead of the 20% required with many conventional loans.

Another popular home loan program is the Veterans Affairs home loan program for service members and veterans. Similar to an FHA loan, a VA loan is guaranteed by the VA. This helps eligible service members and veterans purchase a home with more competitive rates, a lower down payment, or no private mortgage insurance.

Would you like to know how much your house is worth???

📞(773)919-2581
[email protected]

🇵🇱Jesteśmy dostępni do Państwa dyspozycji również w języku polskim!

10/09/2023

When you’re ready to apply for a mortgage, a lender will require certain information and documentation to determine whether you qualify for a loan.

The exact information required may vary from one lender to another. But according to the Department of Housing and Urban Development, you should have the following information and documentation when you visit with your lender:

Social Security numbers for those applying for the loan
Six months’ worth of checking and savings account statements
Evidence of any other assets, such as stocks and bonds
A recent pay stub for each applicant detailing your earnings
A list of all credit card accounts and how much you owe each month
A list of all accounts and balances due on outstanding loans, such as car loans
Copies of income statements for the last two years
The name and address of someone who can verify your employment

Would you like to know how much your house is worth???

📞(773)919-2581
[email protected]

🇵🇱Jesteśmy dostępni do Państwa dyspozycji również w języku polskim!

10/02/2023

The entire mortgage process — from preapproval to getting the actual loan — can take between three to six weeks to complete when the market is stable. During peak months when the best mortgage lenders receive a higher volume of applications, the mortgage process can take longer. The mortgage process has several parts, and the process can be slowed even further if the lender uncovers any financial issues during its review.

Would you like to know how much your house is worth???

📞(7730-919-2581
[email protected]

🇵🇱Jesteśmy dostępni do Państwa dyspozycji również w języku polskim!

09/30/2023

🏠For Rent 🏠
282 Partridge Ct
Algonquin IL
2 Bedroom 2.5 Bathrooms Two story townhouse with loft and 2 car attached garage in unit washer and dryer.

09/25/2023

Don’t waste your time looking at houses without first understanding how much house you can afford. There are additional costs to consider beyond just the sales price, such as property taxes, homeowners insurance, ongoing maintenance and any renovations you want to do.

Would you like to know how much your house is worth???

📞(773)919-2581
[email protected]

🇵🇱Jesteśmy dostępni do Państwa dyspozycji również w języku polskim!