Julia Hart Homesbyhart, Baird & Warner

Julia Hart Homesbyhart, Baird & Warner Realtor, Baird & Warner

Julia Hart, Baird and Warner REALTOR
Julia Hart loves helping buyers and sellers of residential real estate connect! 2014 B&W President's Club, 2016 B&W President's Club.

09/28/2026

National Coffee Day is Tuesday Sept 29th!☕ Many shops are pouring free cups — go support your local roaster and cafe!

First time buyer? Have you considered homebuying assistance?🏡💰 With an average benefit of $18,000, various programs are ...
09/27/2026

First time buyer? Have you considered homebuying assistance?

🏡💰 With an average benefit of $18,000, various programs are available to make homeownership accessible!

However, it’s essential to understand the details. Not all programs are created equal, and some may come with strings attached.

For instance, certain assistance might limit your ability to refinance or sell your home later. Or lock you in place for a number of years.

Before you dive in, ask yourself: Does this program align with my future plans?

🤔💭 Let me point you toward expert advice from my Key Mortgage partner and ensure you’re making the best decision for your purchase AND financial future!

Call or text me today to learn more about available homebuyer assistance to help you become a homeowner!📞✨

Source: https://www.ttownmedia.com/news/national/locked-out-should-you-take-free-money-to-buy-a-home/article_bb819fdc-87fd-5ca6-a135-f77b0577cf3f.html
Photo Credit: Getty Images

🎉 Are you a pinball wizard? Visit the Pinball Expo from October 14-17 at the Renaissance Schaumburg Convention Center Ho...
09/26/2026

🎉 Are you a pinball wizard? Visit the Pinball Expo from October 14-17 at the Renaissance Schaumburg Convention Center Hotel!

This year marks a special milestone as Stern Pinball celebrates 40 years of innovation and fun in the pinball industry.

🎊 Expect an exciting lineup, including a factory tour, the IFPA 1st Annual Digital Pinball World Championship, and a whimsical Three Musketeers costume contest!

Don’t miss the unveiling of a unique handmade wooden pinball machine. With so much to explore, this event promises to be a fantastic gathering for enthusiasts and newcomers alike. Whether you're a seasoned player or just curious, there's something for everyone!

Go, Tommy, Go!🎱

Source: https://www.replaymag.com/pinball-expo-oct-14-17/

Get out and enjoy fall with these great Chicago area events!
09/25/2026

Get out and enjoy fall with these great Chicago area events!

Navigating the complexities of selling your home can be daunting, especially when facing a foreclosure. Understanding th...
09/25/2026

Navigating the complexities of selling your home can be daunting, especially when facing a foreclosure. Understanding the difference between a short sale and a cash sale is crucial for homeowners in distress.

A short sale allows you to sell your home for less than what you owe, but it requires lender approval and can take months. If you are underwater, it usually preserves more of your credit than letting the home foreclose. The lender will require you to show good cause, like financial hardship due to a job loss, medical bills, divorce or death of a family member.

On the other hand, a cash or mortgage financed sale can close much faster, in days to weeks, as it typically doesn’t require lender involvement as long the mortgage gets paid off.

Both options have their pros and cons, and knowing which path to take can save you time and stress. If you’re considering selling your home due to foreclosure proceedings in Northwest Suburban Chicago, let’s confidentially discuss your options and find the best solution for your situation. I'm here to help you navigate this unfortunate journey with confidence, clarity and less stress.

Source: https://www.finehomesandliving.com/lifestyle/short-sale-vs-cash-sale-comparing-two-ways-out-of-a-foreclosure/article_0e2b4e07-7808-4c89-a350-e7ffa4d67441.html
Photo Credit: via finehomesandliving.com

🎉Congrats to the six outstanding students who have been recognized as National Merit Semifinalists! Five students from J...
09/24/2026

🎉Congrats to the six outstanding students who have been recognized as National Merit Semifinalists!

Five students from John Hersey High School and one from St. Viator High School have made it to this prestigious list, representing less than 1% of U.S. high school seniors. This achievement opens the door to approximately 6,700 scholarships worth around $24 million!

🌟 To advance, these students must maintain their stellar academic records and submit detailed applications. With 95% of semifinalists expected to become finalists, we can’t wait to see who will emerge as winners next April!

Congrats to district 214 and all the teachers, parents and family who encouraged these scholars!📚💪

Source: http://patch.com/illinois/arlingtonheights/6-arlington-heights-students-named-national-merit-semifinalists
Photo Credit: via patch.com

To all observing Yom Kippur, wishing you a meaningful fast and an easy one. G'mar chatimah tovah.
09/20/2026

To all observing Yom Kippur, wishing you a meaningful fast and an easy one. G'mar chatimah tovah.

Arlington Heights is getting some new retail develpoment!☕ Dutch Bros Coffee is set to open at the long-vacant former Pe...
09/19/2026

Arlington Heights is getting some new retail develpoment!

☕ Dutch Bros Coffee is set to open at the long-vacant former Pep Boys/Suburban Trim and Glass property on Rand Road, bringing a vibrant new spot for your morning brew. This popular West Coast chain is not just about coffee; it’s about creating a social hub where locals can gather and relax. With an expected opening in 2027, this drive-through location is strategically positioned to cater to the bustling traffic of over 24,000 vehicles daily on Rand Road.

🚗💨 The redevelopment plan also includes leases for new locations of Menchie’s Frozen Yogurt, Paris Baguette, and an Old National Bank branch making it a convenient destination for quick bites and sweet treats!

Can't wait to try out these new businesses in 2027!

Source: https://www.dailyherald.com/20260909/news/dutch-bros-coffee-to-pour-its-next-cup-in-arlington-heights/
Photo Credit: via dailyherald.com

Are you looking to maximize your rental income?🏠💰 Discover the essential rules that savvy real estate investors swear by...
09/18/2026

Are you looking to maximize your rental income?

🏠💰 Discover the essential rules that savvy real estate investors swear by!

The 1% rule is that properties should ideally rent for at least 1% of their purchase price. For example, a $190,000 home should rent for at least $1,900 a month!

The more doors per lot rule is the concept of maximizing income on the land you own. This implies multifamily purchases of 3-flats, or multi-unit buildings. Maintenance per unit tends to be less when spread across a large building rather than individual single units. And rents per sq foot of land are higher as well. Consider adding garages you can rent out or storage units to make extra income.

Or consider mid-term leases of more than 30 days but less than 1 year. This is appealing to corporate transferees, out-of-town short-term workers, and in some locations, snowbirds. Rents are higher, but turnover is less expensive than an airBNB style rental.

📈 Get creative to significantly boost your income.

Ready to dive into the world of real estate investing? Let's explore how to make your investment work for you!

Source: https://www.businessinsider.com/create-cash-flow-from-real-estate-rental-properties-investing-rules-2026-9
Photo Credit: via businessinsider.com

Think of investing in a rental? Do you wish you could qualify for financing without dragging every line of your tax retu...
09/17/2026

Think of investing in a rental? Do you wish you could qualify for financing without dragging every line of your tax return into the spotlight? 🤔

Debt Service Coverage Ratio (DSCR) loans flip the script! As long as the property’s rent more than covers the monthly payment, you’re in the game. My partner lender, Key Mortgage, offers these loans, which focus on the cash flow from the property you are buying. No need to examine your income and tax returns, as long as you have a strong credit score.

In return, expect to put at least 20–25 % down, show positive cash flow, mortgage rates roughly 0.5–1.5 % above conventional loans, and a 3–5-year prepay penalty. Still, skipping income docs, financing past the 10-property cap, and closing in an LLC make DSCR the go-to play for many portfolio in the Northwest Chicagoland area.

Thinking about buying rental property? Save this post and drop us a DM with “DSCR” . Let's work together to find Northwest Suburban Chicago investments that make the grade for your portfolio, and this type of loan! 📲🏡

Address

210 W Northwest Highway
Arlington Heights, IL
60004

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+18479718592

Website

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