Nancy Pav Real Estate

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United States
Ashburn, VA
Nancy Pav Real Estate

Licensed REALTOR with
Century 21 Redwood Realty
44095 Pipeline Plaza Ste 300
Ashburn, VA 20147
Licensed in Virginia
(10)

07/24/2024

Lenders use your credit score to assess your creditworthiness. A higher credit score indicates to lenders that you are more likely to repay your loan on time. This can improve your chances of getting approved for a mortgage. Generally, borrowers with higher credit scores qualify for lower interest rates, which can save you thousands of dollars over the life of the loan. By understanding the role of your credit score and taking steps to maintain or improve it, you can enhance your ability to qualify for a mortgage with favorable terms when you're ready to buy a home.

07/22/2024

Getting final loan approval means you need to keep your finances and credit in line during the underwriting phase. Don’t open new credit lines or make any major purchases until the paperwork is signed, and avoid changing jobs before closing too, if possible.

07/17/2024

Viewing listing photos online is helpful, but isn’t a substitute for visiting homes in person and getting to know the area and its amenities. In some cases, the right neighborhood might be even more important than the home itself. Be specific with your agent about exactly what kinds of homes you want to see, so they can more effectively find options that meet your criteria. And keep an open mind: You may not be able to check off everything on your wish list, so prioritize must-haves over things that are nice to have but not crucial.

07/15/2024

The down payment is often considered the biggest home-buying expense, since it’s a large amount that the buyer has to actually pay upfront. But homeownership involves plenty of additional costs that you should be ready for. Before you even close on the purchase, you’ll need to make sure you have enough money set aside to cover closing costs. These fees will vary by state and by individual transaction, but they will almost certainly range into the thousands of dollars.

07/13/2024

Shopping for a mortgage means finding financing for your home purchase with a lender that may offer the best rate, loan options or customer experience. Often, affordability is a major factor in finding the right lender. Your interest rate, fees, closing costs and down payment influence how expensive your mortgage will be and can be influenced, in part, by the lender you choose.

07/11/2024

Considering buying a home but unsure if it's the right move? 🏠 Read my article about renting vs buying and let me know if you have any questions.

07/10/2024

To calculate how much house you can afford, lenders take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. As a home buyer, you’ll want to have a certain level of comfort in understanding your monthly mortgage payments. Depending on your credit score, you may be qualified for a payment that is greater, but housing expenses exceeding 1/3 of your monthly income should be avoided as a rule of thumb.

07/08/2024

Choosing the right agent for you is one of the most important steps of the home buying and selling process. When trying to decide who might be the best choice, you should consider their market experience, previous client experiences, and compatibility with you and your needs. We would love to check those boxes for you - let’s talk today!

07/03/2024

Absolutely loved your home-buying or selling journey? 🏡✨ Don’t keep it under wraps—share the love and refer your friends! Your referrals mean everything to me and help others discover their dream homes too. Let's get started—contact me today!

07/01/2024

We want to hear from you - what perks of homeownership are you looking forward to the most? Whether you are tired of paying off someone else’s mortgage, you’re ready to have more design freedom, or you are ready to start building home equity and personal wealth - there are endless reasons to look forward to owning a home.

06/28/2024

More than half of home buyers say finding the right home is the most challenging step of the home-buying process. But don’t let that get you down. If you stay focused, you’ll find the home of your dreams! It’s okay to ask questions, take your time, and not settle too early in your search. We are here to help!

06/26/2024

You may be eligible for widely-available first-time homebuyer programs, such as FHA, VA and USDA loans, that can make it more manageable to buy a home even if you don’t have a 20 percent down payment. Government-backed programs like these can also be easier to qualify for than other mortgages, and many mortgage lenders offer them. Some first-time buyer programs might include grants, down payment or closing cost assistance, deferred payments, subsidized interest rates or loan forgiveness after a certain period of time, as well, which can further save you money.

06/24/2024

To make the most of your time and increase your chances of finding your dream home at an open house, approach it with a game plan:
1. Research the property ahead of time�
2. Sort out your finances - if you can get pre-approved, that is a great start!
3. Be prepared to make an offer if you love the house�
4. Keep expectations realistic

06/21/2024

Digital curb appeal is the first impression a potential homebuyer will have of a property when browsing for homes online. 97% of homebuyers start their search for a new home on the internet. That’s why it’s crucial for sellers to have great digital curb appeal to make their property stand out. There are several ways sellers and agents can use digital curb appeal to help sell a home faster and for top dollar. We would love to help you maximize your digital curb appeal as your agent!

06/20/2024

I’m thrilled to have helped my client sell his home! With a backyard that opens to beautiful parkland and a location that's close to everything, it was truly a gem. Ready to find or sell your dream home? Let’s connect!

06/19/2024

Do you know someone moving out of the area or dreaming of a beach getaway? 🏖️ I'm connected to fantastic agents all across the country and can help your friends and family find their perfect match. 🏡✨ Spread the word and let's make their home search a breeze! 💫

06/12/2024

Limewash is making a comeback as natural design continues to maintain popularity in the home trend space. While it looks organic and can even been done as a DIY project, you typically can't wipe it clean like you can with painted walls so it might not be ideal for high-traffic areas in your home. Do you love the limewash look or will you sit this one out?

06/11/2024

This client testimonial simply made my day.

See more: https://www.realsatisfied.com/Nancy-Pav

06/10/2024

Getting pre-approved gives you a solid understanding of what you can afford, what you’ll be able to borrow, and your overall budget.
You’ll gain a competitive advantage when making an offer - get a step ahead of other buyers by securing a mortgage pre-approval.
You’ll be alerted to potential financial problems that can all be taken care of before making an offer on a home.
Lastly, you’ll accelerate the home-buying process!

06/06/2024

I'm thrilled to have helped my client sell her beautiful Lakeshore home! 🌊🏡 From charming condos to spacious single-family homes, I love making real estate dreams come true. 🏠✨

06/05/2024

Today is the best day to decide to start saving for a house. Saving for a down payment can take time, depending on how much you’re able to save each month. If you’re not able to save as much, starting sooner will ensure you have enough time to save up for your down payment to buy a house when you want or need to.

06/04/2024

This recommendation certainly has put me in a good mood!

See more: https://www.realsatisfied.com/Nancy-Pav

06/03/2024

Selling a house as-is can come with advantages. When you sell a home in its current condition, you don’t need to make any home improvements. Since you’re not making repairs, you can list your home sooner. An “as-is” property has a greater chance of receiving an all-cash offer. These offers let you skip the mortgage approval process and speed through a closing. Selling a home as-is can reduce contingencies and typically lowers closing costs. With that in mind, you can’t command market value for a home that needs work. You’ll have to reduce your price to compensate for necessary repairs. Not every buyer wants a project. Some want a move-in ready home, but your property may not fit the criteria.

05/31/2024

Wondering what your home is worth? An agent can look at the current housing market and use a comparative market analysis to assess your home’s valuation. Having an agent assess your home’s value is less detailed than what you’d receive with a professional appraiser, but it’s still a good option to get an idea of what your home would sell for. Real estate agents can make recommendations, like ways to improve the aesthetic appeal of your house, in order to increase the value of your home.

05/24/2024

While sometimes professional staging isn’t needed, it can often make the difference between a fast sale with competitive bids, and stale listings that force price reductions to stimulate action. Realtors and homeowners share a common goal: sell for the highest price, in the shortest time. Staging is one way to stack the odds in your favor, in both seller’s and buyer’s markets.

05/22/2024

To calculate your equity at any given time, you’ll need to know the value of your home. Only a home appraisal can determine what your home is worth in today’s market. You can also estimate your home’s value by looking at comparable home sales in your area or by checking with online real estate listings that provide home value estimates.

05/21/2024

If there is one thing that is consistent about the housing market, it is that it is constantly changing. If you’re a homeowner, we want to hear from you. When did you buy your home and what was the market like? Are you happy with your purchase?

05/17/2024

Return on investment (ROI) is a performance measure used to evaluate the efficiency or profitability of an investment. Ask any real estate expert what the #1 upgrade with the greatest return is, and the answer will be the kitchen. The average recoup? 81-93%!

Address

44095 Pipeline Plaza
Ashburn, VA
20147

Telephone

+15712147482

Website

http://www.GottaHavePav.com/

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Know anyone who would like to move to Ashburn Village? I've got the perfect home for them. Over 4500 sq ft on 3 finished levels with 4 large bedrooms, 3 full and 1 half bath for $665,000.