Hodge Miller, Realtor at Century 21 Redwood Realty

09/23/2026

Rates are down a bit.

Mortgage rates didn't move much on Tuesday, but at least it was in the right direction. Perhaps more exciting is the fact that the average lender is now at the lowest levels in a week with top-tier 30yr fixed rates at 7.17% versus 7.19% yesterday. This matches September 14th's rates. Before....

09/22/2026

🏡 Thinking about buying or selling real estate?

Whether you’re buying, selling, or simply have questions about the process, I’d be happy to put my experience to work for you.

I’ve been negotiating contracts since 1985, and in today’s real estate market, strong negotiating skills are more important than ever.

My goal is to make the process as smooth and successful as possible. I’ll walk you through each step, answer your questions, and help develop a strategy tailored to your specific needs and goals.

When it comes to one of the biggest financial decisions you’ll make, experience matters.

📞 Reach out to me and let’s put a plan together that works for you.

09/17/2026

Mortgage rates moved to a 20 month high. Property is moving, but in an erratic fashion. Call me if I can help.

Mortgage rates are definitely higher today--the highest since January 13th, 2025. Today's Fed announcement had something to do with that. But while the Fed hiked the Fed Funds Rate, that had NOTHING to do with mortgage rates moving higher this afternoon. In fact, this is very easy see on a chart...

09/17/2026

Here are the Sales stats for Fauquier county for Aug 26. Let me know if you have any questions or you would like to see the stats on a particular county or town.

09/17/2026

Here are the sales stats for Culpeper county in Aug 26. Let me know if you have any questions or you would like to see the stats on a particular county or town.

09/17/2026

Here are the sales stats for Rappahannock county for August 26. Let me know if you have any questions or you would like to see the stats on a different county or town.

09/09/2026

What do mortgage rates have to do with Treasuries? Quite a lot, actually.

Rates are up creeping around 7%, now more than ever you need to make every dollar count. Shop around for the best mortgage rate, make sure you compare apples to apples when talking with different lenders. Find a Realtor that's an experienced negotiator and get your next home at the lowest cost with the least amount of hassle to you.

Call me, I can help.

What do mortgage rates have to do with Treasuries? Quite a lot, actually. U.S. Treasuries are the bills and bonds issued by the government. In addition to financing government spending, they are also the lifeblood of the financial system. Due to that central role, their liquidity, the immense size o...

07/17/2026

30 Year mortgage rates about the same. There are deals out there to be made, call me I can help.

While some news stories suggest that rates are the highest in 11 months today, that's not quite true. The highest rates of the year were seen on July 13th and May 19th when our 30yr fixed index hit 6.75%. The index was at 6.68% today, up from 6.64% yesterday. Any news regarding "highest rat...

06/25/2026

https://www.mortgagenewsdaily.com/markets/mortgage-rates-06242026

Rate momentum shifted noticeably on Wednesday. The underlying bond market saw heavy buying in pre-market trading--likely a result of large-scale quarter-end rebalancing among the largest money managers (i.e. adjusting balance of stocks vs bonds in investment portfolios). Excess demand for bonds = lo...

06/18/2026

The response to new Fed Chair Kevin Warsh's press conference was not well received.

In general, lower transparency regarding the Fed's reaction function arguably requires traders to price in a higher risk premium, taking us back to rates seen earlier this month.

Mortgage rates quickly erased a week of progress this afternoon following the Fed announcement and press conference. Fed announcement day historically has several components: the announcement itself, the summary of economic projections (SEP), and the press conference.  Within the SEP, there...