Stephen Myers, Keller Williams

09/24/2026

Make your plans now. Time is running out!!!

If you're not following the Fall Color Guy, you really should be. Their map of when and where to see great Fall colors in NC is the best one we've seen!

09/24/2026

Don't give up on a purchase just because rates tick upward. Call me with questions!

08/04/2026

07/29/2026

Just 15 miles from Asheville, this North Carolina mountain town moves so slowly that your packed itinerary may start feeling embarrassingly overdressed.

07/27/2026

Three Key Steps to Prepare Before Buying a Home
Before you start house hunting, focus on your credit, finances, and readiness to avoid surprises and secure better mortgage terms.

1. Review and Improve Your Credit
Your credit score is one of the most important factors lenders use to decide how much you can borrow and at what interest rate.

Check your credit reports for free from all three bureaus (Equifax, Experian, TransUnion).

Make on-time payments — your payment history is the biggest factor in your score. Set up automatic payments and keep a cash buffer to avoid missed bills.

Keep balances low — aim for a credit utilization rate below 30% of your available credit to improve your score.

Avoid new credit applications until your mortgage is finalized to prevent hard inquiries that can lower your score.

2. Assess and Prepare Your Finances
Lenders will evaluate your income, debt, and savings before approving a mortgage.

Reduce debt — pay down high-interest balances to improve your debt-to-income ratio.

Save for a down payment and closing costs — a larger down payment can lower your monthly payment and reduce private mortgage insurance costs.

Create a realistic home budget — factor in property taxes, insurance, and maintenance costs, not just the purchase price.

Build an emergency fund — ideally 3–6 months’ worth of living expenses, in a high-yield savings account.

3. Understand Mortgage Options and Set Goals
Knowing your financing choices helps you find a home that fits your budget.

Compare mortgage types — fixed-rate for stability, adjustable-rate for potential lower initial payments.

Get pre-approval — this shows sellers you’re serious and can help you set a competitive offer price.

Define your home criteria — list must-haves and nice-to-haves to streamline your search.

By focusing on these three steps — credit health, financial readiness, and mortgage planning — you’ll be in a stronger position to secure a mortgage, negotiate better terms, and make a confident home purchase. I can help you with all this. Just contact me!

07/18/2026

Hey everyone, quick June market snapshot for Buncombe County. Prices are just a bit softer than last year, inventory's up, and homes are taking a little longer to sell. That means buyers have more choices, and sellers, really need to nail pricing and presentation. It's a healthier market balance with opportunities on both sides. July's numbers are expected to continue to improve.
Contact me with questions!!

07/12/2026

Asheville gets the buzz, but a nearby North Carolina town brings mountain charm, creative energy, and fewer crowds to the table.

06/28/2026

Local celebrations!