Franklin Blair Title Agency

Franklin Blair Title Agency We provide personalized real estate title and escrow services for all types of properties.

04/15/2024

Mortgage insurance benefits homebuyers who would otherwise have to delay in purchasing a home because of the time it can take to save up a full 20 percent down payment, especially in high-dollar areas.

04/11/2024

Oprah Winfrey once said, “I will forever believe that buying a home is a great investment. Why? Because you can’t live in a stock certificate. You can’t live in a mutual fund”

04/08/2024

There’s nothing worse than to finally buy your dream home, only to be met by surprises such as title defects, where you either have to settle obligations that are not your own or lose the property altogether.

04/04/2024

One of the benefits of mortgage insurance is that it allows people with limited funds to buy a home earlier since the full amount of the mortgage is guaranteed. Lenders like this because there is virtually no risk of buyer default.

04/01/2024

While title companies are thorough in performing their due diligence, and the odds against problems are extremely low, title insurance is still needed to protect against surprises.

03/28/2024

There are two categories of title insurance: an owner policy and a loan policy. The owner policy is designed to protect the interests of the buyer. The purpose of the loan policy is to protect the financial interests of lenders.

03/25/2024

By mid-1940s, the secondary mortgage market grew, as more and more Americans sought to become homeowners. The need for title insurance during this time grew exponentially in order to reduce the risk for lenders while still fulfilling the American dream.

03/21/2024

Home buyers who have a down payment of less than 20 percent are seen as potentially risky because they are putting less cash into a home. Mortgage insurance compensates the lender in the event of default.

03/18/2024

Do you know that a title insurance policy also protects you from conveyances by an heir, devisee or survivor of a joint estate who tries to attain title by fraudulent means?

03/14/2024

Mortgage insurance is low risk when the housing market is at a high point. If the appraisal value of a home sinks due to a recession, then it can be harder to pay off mortgage insurance.

03/11/2024

Title insurance is a uniquely American concept. It originated in the second half of the nineteenth century as the West opened up and more land became available.

03/07/2024

Title insurance and mortgage insurance, although both protect the lender, are two different policies. Title insurance protects against claims to a property, while mortgage insurance protects against the buyer defaulting on the loan.

Address

4510 Collins Boulevard #3
Ashtabula, OH
44004

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14409980777

Website

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