MA Real Estate Bobbie Files

MA Real Estate Bobbie Files Before you decide to sell or buy any property, you need to find the right real estate agent for YOU. Let me apply for the job! www.BerkleyMass.com I Listen.

When it comes time to make one of life's most exciting decisions, experience matters. And I have experience ~ over 20 years of it. But I am even more than that. Our initial get-together is a "listening meeting". Your input is everything to me. You will be heard, because this purchase or sale is about and for you. I will be honest. I will make sure you know all that you can to make informed decisio

ns. Sugarcoating hard truths for a quick sale isn't my style. I will guide you through the process. You will never wonder, "what's next?" You will always have an advocate in me. I will negotiate the best possible price and terms for my clients. My buyers pay an average of 4% below the list price and my sellers get the price and terms that are the most favorable for them. My sellers are NOT encouraged to list at a "bargain basement" price to make a quick sale. Your house is FOR SALE not ON SALE. My response time will certainly impress you. I am here for you when you need me, and I will stay in touch however you like best to communicate. I have an extensive network of trusted service professionals. There are a lot of moving parts in a real estate transaction, but I have done the legwork for you. My vetted service professionals will make your listing shine, your inspection honest, and your settlement smooth. I am Bobbie Files and I am here for you. To first and foremost, listen. And then find you a place to call home. Let's get started. Your friend in Real Estate,

Bobbie
"I love what I do for a living...I help create new lives for people!!"

🚨INTRODUCING legislation to terminate FEMA’s Shelter and Service Program for illegals 🚨This bill will demand FEMA to sto...
10/05/2024

🚨INTRODUCING legislation to terminate FEMA’s Shelter and Service Program for illegals 🚨

This bill will demand FEMA to stop funding illegal aliens and redirect funding to support Hurricane victims.

Wow - an honest member of Congress. Thank you for doing the right thing. A 2 page bill to solve the problem.

Tennessee friends: If your food spoiled due to flooding or lack of electricity to run your fridge or freezer, you may qu...
10/04/2024

Tennessee friends:
If your food spoiled due to flooding or lack of electricity to run your fridge or freezer, you may qualify for replacement SNAP benefits. You can ask for replacement SNAP if you lost food that you bought with SNAP because:

You lost power for 4 hours or more
Your utilities were shut off (for any reason)
Your home was damaged by a fire, flood, or storm.

Save the form
Print it out
Fill it out
Turn it in
https://www.tn.gov/content/dam/tn/human-services/hs/hs-3003.pdf

***PLEASE SHARE SO THAT PEOPLE IN NEED GET THIS!!! ***

Any bit helps and now Elon Musk has delivered Starlink for free so people can get access to phone and internet!

11/08/2023

VA loans do not rely on your typical debt to income percentages for approvals, instead they rely on residual income.

FHA you are capped at a 56.99% DTI ratio.
Conventional you are capped at 50% (Though I’ve heard of approvals at 50.49%).

VA I’ve seen approvals with DTI ratios in the 70’s!

This provides so much more flexibility and purchasing power for the veteran borrower! Cant do that with FHA or Conventional!

07/02/2023

Rental apartments in New Bedford will soon be available in former bank building downtown
Contact me to discuss the latest scoop in real estate!

07/01/2023

Americans haven't felt so confident about house prices since July 2022, despite high interest rates. Here's why.
Contact me to discuss the latest scoop in real estate!

06/30/2023

House Hack With an FHA Loan

Find out if it's time to sell your homeHow much is your home worth? Type your property address and get a quick home esti...
06/27/2023

Find out if it's time to sell your home
How much is your home worth? Type your property address and get a quick home estimate.

How much is your home worth? Type your property address and get a quick home estimate.

Mortgage applications surge with decrease in ratesContact me to discuss the latest scoop in real estate!                ...
06/26/2023

Mortgage applications surge with decrease in rates
Contact me to discuss the latest scoop in real estate!

The Mortgage Bankers' Association's economist, Joel Kan, reported that the MBA Mortgage Applications Composite Index increased by 7.2% compared to a 1.4% decrease a week ago. The Purchase Index increased by 7.6% compared to a 1.7% decrease in the previous week, while the Refinance Index increased by...

Mortgage Rates Continue to Rise in the U.S.Contact me to discuss the latest scoop in real estate!
06/25/2023

Mortgage Rates Continue to Rise in the U.S.
Contact me to discuss the latest scoop in real estate!

Freddie Mac's Primary Mortgage Market Survey shows that the 30-year fixed-rate mortgage rate has increased to 6.79% and the 15-year fixed-rate mortgage rate has increased to 6.18% as of June 1, 2023. This is due to the current buoyant economy and the likelihood of a Federal Reserve rate hike. Sign u...

Estate tax, housing credits headline $590M Mass. Senate tax reliefContact me to discuss the latest scoop in real estate!...
06/24/2023

Estate tax, housing credits headline $590M Mass. Senate tax relief
Contact me to discuss the latest scoop in real estate!

The Massachusetts Senate Democrats advanced a tax relief package on Thursday that is close to half the long-term size of the House bill. The Senate bill is projected to have an annual cost of $590 million to the state budget, while the House bill would eventually increase to close to $1.1 billion an...

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PO Box
Assonet, MA
02702

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+15085219480

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