Ebony Rives, Licensed Real Estate Agent

Ebony Rives, Licensed Real Estate Agent Atlanta area Real Estate Agent practicing real estate with Care, Commitment and Competence to assist buyers, sellers and investors in the Metro Atlanta market.

Me pulling out my escrow account tracking spreadsheet to count how much my mortgage note should adjust after submitting ...
06/01/2024

Me pulling out my escrow account tracking spreadsheet to count how much my mortgage note should adjust after submitting my Homestead Exemption for these high as palm trees property taxes 🌴💰💰😫😫

03/28/2024

A T T E N T I O N H O M E O W N E R S ‼️

💵 Do you need to save hundreds, maybe thousands on your mortgage payment?!!

🏠 If you have noticed that your mortgage payment increased, in some cases by hundreds even thousands of dollars, it is likely due to a need to increase the funds in your escrow account.

🏠 Your escrow account pays things like your property taxes and home owners insurance.

🏠 If you purchased or built a new home last year you’ve probably seeen this increase. The increase is due to the new valuation of your property, land and structure. New construction homes were assessed when there was no structure in the land and so, now that there is a structure, the valuation is that of the land improvement, meaning improvement due to the construction.

🏠 Even if you’ve been in your home a while, you still may have seen an increase in your payment if due to value increases within the last year. The market was insane with property values going up exponentially and so, the new tax assessments resulted in larger property taxes due, and this larger contribution to your escrow account. This is what increased your monthly mortgage payment in most cases.

🏠 There is a way to get some savings on this and it’s by filing what’s called a Homestead Exemption. There may be various types with different requirements and benefits depending on where you are but I am speaking on the Standard one. It’s different in every state but most can file online or by going down to your Local Tax Office. This could be the Tax Commissioner’s or Tax Assessor’s Office in some places. You can search your City/County and add “Homestead Exemption application” to the search to find your specific details. It should be noted that in most if not all places, you can only file one Homestead Exemption and it has to be your primary residence but you need to check with your local City/County Tax Office to Verify.

🏠 A couple of other details that apply to most cases are that you must have occupied the property as of January 1 of the application year. You need to hurry because in most places the deadline is April 1 and typical supporting documents are documents that can verify the address where the property is located such as driver’s license showing home address, voter registration card, Parcel ID (can usually be found on your tax bill), vehicle registration, etc in various combinations.

🏠 Lastly, if you miss the filing deadline, the exemption will not be granted until the next calendar year in most cases.

So if you want…..need to save hundreds, maybe even thousands of dollars on your monthly payment! Act now!! 🏦🏃🏽🏃🏽‍♀️🏃🏻‍♂️⌛️

03/22/2024

NAR Ruling: Things are murky. Sellers are not paying the Buyer’s Brokerage or the Buyer’s Agent. Sellers are paying their Listing Brokerage to get the sale done. What the Listing Brokerage decides to do with the fee they collect from you the Seller’s after you agreed to pay it for carrying out the work they outlined is none of your, the Seller’s, business.

Fees are always negotiable, you could negotiated or find someone else with a fee that satisfies you but it’s their, the Listing Brokerage’s, money and fee to do whatever they please, including paying a Buyer’s brokerage for ACCESS to their Buyers and for head hunting Buyers as boots on the ground.

📍Anyone need to be close to downtown? This charming recently renovated Grove Park Crafstman-style bungalow might be what...
11/03/2023

📍Anyone need to be close to downtown? This charming recently renovated Grove Park Crafstman-style bungalow might be what you’re looking for. Just minutes away from downtown Atlanta, Westside Park and West Midtown, hardly anything in the City seems too far.

List price: $329,900

Listed by: Adell Forbes
Brokerage: eXp Realty

________________________

Ebony Rives, REALTOR®️
📱 678-360-9678
📧 [email protected]

11/01/2023

Hello November!! You still have time to get into your dream home for Christmas. Start today by calling me!

Ebony Rives, REALTOR®️
eXp Realty
📱 678-360-9678
📧 [email protected]

🏡For sale | Sandy Springs, GA | 3 bed | 4.5 Bath | 4000 sqft | $989,000 Welcome to this modern, luxurious, multi-level t...
10/18/2023

🏡For sale | Sandy Springs, GA | 3 bed | 4.5 Bath | 4000 sqft | $989,000

Welcome to this modern, luxurious, multi-level townhome with serene surroundings. Situated on a corner lot, it is a true gem. As you step into the grand two-story foyer, you'll immediately be captivated by the open concept design.

The kitchen is a dream, featuring an oversized quartz island, elegant white cabinets, stainless steel appliances, and a well-appointed pantry. Entertain guests in the spacious living room, adorned with a floor-to-ceiling fireplace that creates a cozy and inviting atmosphere.

The 3 bedrooms and 4.5 bathrooms, offer plenty of space for comfort and creativity. The primary suite is a true oasis, with an abundance of natural light and sitting area. Pamper yourself in the spa-like bathroom with a double vanity, stand-alone jetted bathtub, and a separate stand-alone shower, all adorned with elegant finishes.

Enjoy outdoor living at either the deck or rooftop area, perfect for entertaining and taking in the views. The garage features epoxy flooring, adding a touch of sophistication, and the fully finished basement with a full bath provides additional living space.

Conveniently located near Aria Village, Perimeter Mall, corporate headquarters, shopping, and more, this property offers a prime location with easy access to amenities. Residents can also relax and enjoy community amenities including a pool, cabana, and nature trails, creating a resort-like lifestyle.

To sweeten the deal, the seller is offering $2500 towards closing costs if the buyer chooses to work with the seller's preferred lender. Don't miss out on the opportunity to own this luxurious townhome with all the modern amenities and conveniences. Schedule a showing with me today and make this dream home yours!


Listed by: Ritika Pareek
Brokerage: eXp Realty
________________________

Ebony Rives, REALTOR®️
eXp Realty
📱 678-360-9678
📧 [email protected]

Stay the course
10/18/2023

Stay the course

10/18/2023

From Redfin’s Ceo

TWO Open Houses today from 1 to 3:30 PM. Come out and look at these TWO beautiful homes… No agent needed to view these h...
08/06/2022

TWO Open Houses today from 1 to 3:30 PM.

Come out and look at these TWO beautiful homes… No agent needed to view these homes!!! 🏡

4409 Green Pastures Way Ellenwood, GA. 30294
5 bedrooms 4 bathrooms
Full basement

763 Galveston Way McDonough, GA 30253
4 bedrooms 3 bathrooms
Fenced yard

BOTH HOMES WILL HAVE OPEN HOUSES TODAY AND TOMORROW 1-3:30PM…

COME OUT!!!!


Open house ✨ I will be hosting, meet me there! Sunday | June 5 | 12pm - 3pm ✨ Ebony Rives, REALTOR®️eXp Realty📱 678-360-...
06/03/2022

Open house ✨

I will be hosting, meet me there!

Sunday | June 5 | 12pm - 3pm ✨

Ebony Rives, REALTOR®️
eXp Realty
📱 678-360-9678
📧 [email protected]

Listing Agent: Candice Gholston®️
ReMax Premier Properties Group

Yes I am! The only thing stopping you is….You. Call me, I’ll guide you.________________________Ebony Rives, REALTOR®️📱 6...
06/03/2022

Yes I am!

The only thing stopping you is….You. Call me, I’ll guide you.
________________________
Ebony Rives, REALTOR®️
📱 678-360-9678
📧 [email protected]

Reposted with permission from LA✨New Listings (2)✨ Adjacent lots. Lot 1: 1.970 lot offered at $45,000 in Newnan, GA (Cow...
06/01/2022

Reposted with permission from LA
✨New Listings (2)✨

Adjacent lots.

Lot 1: 1.970 lot offered at $45,000 in Newnan, GA (Coweta County) Would you agree that this lot is just the right amount of space to build a home of your dreams? Build your new home in the quiet community of Whispering Pines.

Lot 2: Lot boasting 3.150 Acres offered at $75,000 in Newnan, GA (Coweta County). This lot has so much potential and it’s waiting for you! Large lot to build your dream home in the Thomas Crossroads area, just East of Newnan in a NO flood zone area. The subdivision has homes already and this lot is over 3 acres of pure bliss with just the right amount of space for retreat and community!

Serious inquiries only.
________________________

Ebony Rives, REALTOR®️
eXp Realty
📱 678-360-9678
📧 [email protected]

Listing Agent: Candice Gholston®️ ReMax Premier Properties Group

Address

Atlanta, GA

Telephone

+16783609678

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