09/02/2026
Trying to fix your credit? Start with the HABITS before chasing the score. š
If youāve been Googling āhow to fix my credit,ā āhow to improve my credit score,ā ācredit repair near me,ā or āhow to get mortgage ready,ā save this post because these are some of the basics you need to know.
Your credit profile is influenced by more than whether you simply pay your bills. Payment history, credit utilization, new accounts/inquiries, and the information being reported on your credit reports all matter.
Start here:
⨠Pay your bills on timeāevery time.
⨠Keep your credit card utilization low.
⨠Review your credit reports for inaccurate information.
⨠Address collections, charge-offs and reporting errors instead of ignoring them.
⨠Be strategic about opening new accounts.
⨠Build credit with your future goals in mind.
Because the goal isnāt just a prettier credit score.
It might be buying your first home. š”
Qualifying for better financing.
Starting or growing your business.
Or finally hearing āAPPROVEDā instead of āDENIED.ā
And if your credit report currently looks like it woke up and chose violence⦠š we can work on that.
For a limited time, Iām offering ONE MONTH FREE to get started.
š© DM me āCREDITā and Iāll send you the information.
DB Legacy Group
Helping you fund, build & own your legacy.