Emma O'Brien GA Realtor

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United States
Atlanta, GA
Emma O'Brien GA Realtor

Emma was born and raised in the Atlanta area & has lived in several neighborhoods around town.

There are few agents who are as familiar with our real estate climate as much as she is.

08/24/2022

This is an important step, it’s actually just as important to initially meet with a lender. Pre-approval can save you a lot of time and headaches by eliminating houses outside of your price range, and the disappointment of falling in love with a house only to discover that you don’t qualify for the necessary loan amount.

08/22/2022

Do you know how much equity you have in your home? A licensed professional like a realtor can help you determine that value and evaluate whether now is a good time to sell your home. It can be a great financial tool that you can use to help pay for big expenses like a home renovation, high-interest debt consolidation or college expenses. If you need a large amount of cash, you may want to consider borrowing some of the equity you have built up in your home.

08/19/2022

A mortgage is a type of loan used to purchase or maintain a home, land, or other types of real estate. The borrower agrees to pay the lender over time, typically in a series of regular payments that are divided into principal and interest. The property then serves as collateral to secure the loan. A borrower must apply for a mortgage through their preferred lender and ensure that they meet several requirements, including minimum credit scores and down payments. Mortgage applications go through an underwriting process before they reach the closing phase. Mortgage types vary based on the needs of the borrower, such as conventional and fixed-rate loans.

08/17/2022

When you buy your first home, the list of maintenance can seem overwhelming. Most items on your list only need to be done once or twice a year. Creating a list and how often maintenance is performed can help you to keep track so that you can keep your home running at its best.

08/15/2022

Staging is about showcasing a move-in ready home that creates an emotional connection with the buyer. Once engaged, buyers will be more committed and possibly willing to increase their offer, and they may be less likely to change their minds at the last minute or ask for concessions. 82% of buyers' agents said staging helped their clients visualize the property as their home. Sellers should try define each room with a purpose, maximize each space, ensure the home is well lit and neutral, and maintain any outdoor spaces.

08/12/2022

Pre-approval shows how much a lender is willing to give. If you start home shopping before finish the pre-approval process, you could get a nasty surprise when you apply for a mortgage and discover you qualify for much less.

08/10/2022

Thinking about moving? If you're moving, an expert real estate agent can help you through the process and recommend a relocation specialist in your area. Whether you're selling your current home, buying a new one, or both, I can help!

08/08/2022

Before buying a home, you need to wrestle with these two things: your budget and your non-negotiables.⁣

Your budget: Sit down with a reputable bank or mortgage lender to get pre-approved. Plus, a pre-approval letter will strengthen your offers.⁣

Your non-negotiables: These are your “must-haves” in a new home. Need to stay in the same school district? Need a fenced yard for the dog or a guest room for grandma? Keep this list short, but clear. You may need to reference it when the emotions of buying ramp up.⁣

08/05/2022

Trying to decide your home style can be overwhelming, figuring out what you’re drawn to versus what works well when trying to achieve a certain vibe in your home. What style do you try to achieve when decorating your home?

08/03/2022

What is the 25% rule?

Keep your monthly payment to no more than 25% of your take-home pay. Once you know what affordability looks like, share your boundaries with your real estate agent and develop a plan.

If you are ready to buy, contact me today!

08/02/2022

Let's get you into a new home! Call me when you're ready.

08/01/2022

Remodeling and renovating your home can make your home more enjoyable, and— if done right—increase your home’s value along the way. If you are thinking about boosting your home's value, contact me today!

Address

Atlanta, GA
30305

Telephone

+14703304840

Website

http://emmaobrien.cbintouch.com/

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