Joy Ashby, Realtor

02/20/2026

01/23/2026

Are you prepared for the winter storm? 🥶

These essential winter-proofing tips can help homeowners protect pipes, roofs, and insulation before cold weather hits. https://bit.ly/49S0bqf

01/14/2026

Or house! 🤗

Start packing!!

01/07/2026

Imagine saving that for your down payment or closing costs/fees 🫣

01/04/2026

In 2026, experts warn that the true cost of homeownership will stretch far beyond the mortgage. Rising homeowners insurance premiums, up nearly 70% since 2021 and expected to keep climbing, are poised to be the biggest budget buster, alongside persistent property tax pressure and sharply underestimated maintenance costs.

11/11/2025

Happy Veterans Day!

10/10/2025

It’s a tough market! 😓

Atlanta had more canceled home sales than any other city in the U.S. in August, according to Redfin. About 21% of deals fell through compared to 15% nationwide.

08/16/2025

This is how much you need to earn to buy a home in every state.

📍 Most affordable state: Iowa (Income needed: $75,999)
📍 Most expensive state: Massachusetts ($210,074)

The typical U.S. household earned 46% less than needed to afford a $439,950 home, the median list price in July, per Realtor.com.

Income needed to buy a house in every state: https://rltor.cm/x2f1pz

🌟 2025's Hottest housing markets have been revealed! See the full list: https://rltor.cm/j8hdpn

08/03/2025

Good news for buyers looking for a house in Florida or Texas

06/11/2025

Cookie cutter communities with HOA’s and lack of “starter” houses. The idea of a “first home” has changed.

While there is talk of first-time buyers struggling to purchase due to excessive daily spending, the reality is that younger buyers are more often paying off student loan debt (at higher amounts), while simultaneously paying higher rents.

Even among successful first-time home buyers, among those who were delayed purchasing, 49% cited high rent holding them back and 40% cited student loans. Rental costs have reduced in many markets, which could help new home buyers. Potential first-time buyers can also use strategies like looking for low downpayment programs such as FHA and VA loans, moving in with family temporarily to save for a downpayment, and even doubling up with roommates to purchase a home.

More insights: https://www.nar.realtor/research-and-statistics/research-reports/home-buyer-and-seller-generational-trends

06/10/2025

Homeownership isn’t just about having a place to live—it’s a powerful way to build long-term wealth. Tune in to this week’s episode of Real Estate Today for smart strategies to help make it happen in today’s competitive market.

https://www.nar.realtor/real-estate-today?cid=sm_RET1737