03/29/2023
ATTENTION: This post is for individuals who do not have credit cards or individuals who are negligent with credit cards. Please understand the value of having a credit card and or the disadvantages of having a credit card. Once you obtain a credit card CONGRATULATIONS; however that does not mean you are free to do whatever you like! Having a credit card is a numbers game. You still have to manage it closely to make sure you are not impacting your credit score in a negative way. Please understand what debt-to-ratio is, the concept of making payments on time and how it will affect you from purchasing a home 🤑🏡. When I deal with my clients and their pre-approval, that is the first call out; clients having to pay down their credit card balance
Sincerely,
Your Luxury Atlanta Realtor! Alisa Wright