Ria Moore, Realtor

10/12/2026

A loan estimate gives you an early look at what your mortgage could actually cost.

🏡 Once you apply for a mortgage, this document breaks down key details like the interest rate, projected monthly payment, loan terms, and estimated closing costs. It also gives you something concrete to use when comparing offers from different lenders.

Take the time to review the numbers carefully and make sure you understand what you’re being offered before moving forward. A little clarity upfront can make the mortgage process feel a whole lot easier.

10/11/2026

Moving into a new home should feel exciting, not like a last-minute scramble. 🏡

One easy way to make moving day smoother is to have your essential utilities arranged before you get the keys.

⚡ Electricity — Confirm service will be active on move-in day, so you have lights, outlets, and everything else you need from the moment you arrive.
💧 Water — Make sure water service is set up and ready for those first showers, loads of laundry, and everything in between.
🔥 Gas — If your home uses natural gas, arrange service ahead of time for appliances, hot water, or heating.
📶 Internet — Schedule your internet installation early, especially if you work from home or need to stay connected during the move.

A little planning before moving day can save you from scrambling after the boxes arrive.

Save this checklist and check off your utilities before move-in day.

10/11/2026

It’s normal to be disappointed when an offer comes in lower than expected. Before sending off a counteroffer in a huff, consider these factors to reach a win-win.

After a few days on the market, your agent calls to tell you there is an offer on the home. Unfortunately, it’s too soon to celebrate. The offer is lower than what you’re asking. Much lower. Keep your feelings in check. It’s normal to be disappointed -- maybe even a little insulted and angry. ...

10/10/2026

Natural disasters can strike suddenly and destroy your home. A little preparation beforehand can help minimize the damage and trauma. Get ready with this guide.

We may not like to think about a natural disaster destroying our home, but a little planning and preparation can prevent damage. Here are some useful tips.

10/10/2026

The happiest memories are made inside your home. 🏡❤️

Your home is what you make it. It's where everyday moments become lasting memories, from family dinners and holiday traditions to quiet mornings and spontaneous laughter!

What does home mean to you?

10/09/2026

Who are our hometown heroes that can save thousands when buying or selling a home through the Hometown Heroes program?

Military and Veterans
First Responders (Police, Fire, EMT)
Healthcare Professionals (Medical Support, Nurses, Doctors)
Non-Profits (Charities, Churches)
Educators (Teachers, ISD Employees, College)
Government Employees

Let me help you save thousands! Reach out today!

10/09/2026

Your foyer sets the tone for the whole home. ✨🏡

Maybe the perfect entryway is bright and airy with natural light, warm wood tones, and a simple bench where everyone can drop their things after a long day.

Or maybe it's dramatic and welcoming, with statement lighting, beautiful artwork, and enough personality to make guests stop and take notice.

The entryway may only be one part of the home, but it can say a lot about how you want your space to feel. What would your dream foyer look and feel like?

10/08/2026

How much did you pay for your home? Did you know that it’s public information for anyone to find online? Here's a rundown of what transaction information is and is not made public.

When you buy or sell a home, the transaction is recorded by local government offices. The basic information is open to search by anyone. While some information can be found online, additional data may require a visit to the local courthouse. Information available through government offices. Public p...

10/08/2026

You can get a refund on a purchase. You can replace a broken item. You can even recover money lost on a bad decision.

Time is different.

The years spent waiting for the "perfect" moment, putting goals on hold, or delaying important decisions can never be returned. Whether it's buying a home, making an investment, or taking the next step toward a goal, time is often the most valuable asset of all!

10/07/2026

Upsizing your home doesn't always mean stretching your budget to the limit. 🏡📈

With the right strategy, it's possible to gain more space while keeping your finances on track.

Here are three ways to make upsizing more affordable:

💰 Know your true budget: Look beyond the purchase price and factor in monthly payments, property taxes, insurance, utilities, and maintenance so you can shop with confidence.

📍 Expand your search area: Exploring nearby communities may give you more space and features for the same budget.

🔑 Use your current home's equity wisely: If you've built equity in your existing home, it may provide a larger down payment and reduce the amount you need to finance.

Upsizing isn't just about buying a bigger house. It's about finding a home that better fits your lifestyle while making a smart long-term financial decision.

Ready for more space? Let's explore your options and create a plan that helps you move up without overextending your budget.