Val Perkins - Atlanta Real Estate Agent

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This month’s tip for buyers: Start your home search with a well-defined wish list. 📝🏡 Prioritize ‘must-haves’ and ‘nice-...
12/13/2023

This month’s tip for buyers: Start your home search with a well-defined wish list. 📝🏡

Prioritize ‘must-haves’ and ‘nice-to-haves,’ and be open to exploring different neighborhoods. Having a clear vision can make your home search more efficient and enjoyable.

Ready to find your dream home? Reach out, and let’s get started!

Closed and Sold! So happy for my clients and the buyers on their new home! Thank you to Keena Bass and Stephen Wiley for...
11/01/2023

Closed and Sold! So happy for my clients and the buyers on their new home!

Thank you to Keena Bass and Stephen Wiley for helping me along the way!

Let me help you buy or sell your new home today!

Hello August! Remember, nothing sparks a ‘Sale-ebration’ like a sold sign in the yard. This month, let’s turn your home ...
08/01/2023

Hello August! Remember, nothing sparks a ‘Sale-ebration’ like a sold sign in the yard. This month, let’s turn your home into someone’s dream come true! 🏠💥

🗝 Ignoring Your Budget:Don’t overshoot your budget. Stick to it to avoid financial strain and ensure a stress-free homeo...
07/31/2023

🗝 Ignoring Your Budget:
Don’t overshoot your budget. Stick to it to avoid financial strain and ensure a stress-free homeownership experience.

🗝 Skipping the Home Inspection:
Home inspections are critical for spotting hidden issues. Avoid future repair bills by investing in a thorough inspection.

🗝 Neglecting Additional Costs:
Remember, there’s more to the cost of a home than the purchase price. Consider closing costs, property taxes, home insurance, and maintenance to keep your budget balanced

Smart home buying is about more than finding the perfect property. It’s about making informed financial decisions, respecting your budget, ensuring the property’s good condition, and considering all additional costs. Happy house hunting!


Valencia Perkins, Realtor
PREMIERE group eXp Realty, LLC

📱C: 470-713-1710
☎️O: (888) 959-9461 ext 2631
📧 [email protected]


Ah, the eternal question: “Am I financially capable of affording a home?” Allow me to don my financial guru hat and serv...
07/19/2023

Ah, the eternal question: “Am I financially capable of affording a home?” Allow me to don my financial guru hat and serve you a slice of fiscally responsible wisdom, sprinkled with wit, of course.

🗝 First, my dear aspiring homeowner, do the math!
Calculate your income, expenses, and future avocado toast consumption. Ensure your debts aren’t throwing a wild party in the corner, and your credit score isn’t sulking in a time-out

🗝 Next, channel your inner squirrel and save, save, save!
Embrace the art of frugality (yes, that means skipping a few lattes) and watch your down payment fund flourish.

🗝 Finally, grab your calculator, sharpen your budgeting skills, and embark on the great homeownership adventure with confidence!

Remember that the real estate rollercoaster can be thrilling, but only if you’re strapped in with a solid financial plan

Have any questions? DM me and let’s chat. 😁

Closing on a new home can feel like the grand finale of a thrilling rollercoaster ride! To make it a smooth and exciting...
07/12/2023

Closing on a new home can feel like the grand finale of a thrilling rollercoaster ride! To make it a smooth and exciting experience, here are some key points to remember:

🔸 Be prepared to review and sign a stack of documents. Think of it as an autograph session for your new home!

🔸 Make sure you have a solid understanding of closing costs, and be ready to wire the funds ahead of time.

🔸 Don’t forget the final walk-through, it’s your chance to ensure everything is in tip-top shape before you get the keys

🔸 Bring your ID and your best penmanship, because it’s time to sign, seal, and celebrate your new home! 🥳🍾

Deciding to commit to a home loan is a monumental financial decision, one that requires careful consideration and due di...
07/11/2023

Deciding to commit to a home loan is a monumental financial decision, one that requires careful consideration and due diligence. Here are some tips to ensure you’re adequately prepared before you sign the dotted line:

🗝 Understand Your Budget: It’s essential to have a clear understanding of your monthly income, expenses, and your overall financial health. Your monthly mortgage payment should comfortably fit within your budget without jeopardizing your ability to meet other financial obligations.

🗝 Check Your Credit Score: Your credit score will significantly influence the interest rate on your loan. Before applying for a mortgage, check your credit report for any errors and take steps to improve your score, if needed.

🗝 Get Pre-Approved: A pre-approval gives you a realistic idea of how much you can borrow and demonstrates to sellers that you’re a serious buyer. However, remember that pre-approval isn’t a guarantee of final approval.

🗝 Consider the Additional Costs: The mortgage isn’t the only cost involved in home ownership. Remember to factor in property taxes, insurance, HOA fees, and maintenance costs when determining your budget.

🗝 Understand the Loan Terms: Fully understand the terms of the loan, including the type of loan, the interest rate, whether the rate is fixed or adjustable, the term of the loan, and whether there are any penalties for early payment.

🗝Emergency Savings: It’s crucial to maintain an emergency fund. Unexpected expenses or changes in your financial situation can arise, and having a safety net can ensure you can still meet your mortgage payments.

Before you sign the dotted line and commit to a home loan, make sure you are thoroughly prepared and understand the long-term implications. Buying a home is not only a lifestyle decision but also a significant financial commitment that requires strategic planning and careful thought.

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Atlanta, GA

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