Julie Smith, Realtor

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Julie Smith, Realtor Real Estate Expert located in North Atlanta Metro and surrounding areas. I am here to help with any of your Real Estate needs.

With over 20 years of experience as a Realtor, my greatest joy is helping people find the home of their dreams and guiding families through their real estate journeys with genuine care and dedication. My expertise includes working with veterans, teachers, doctors,first-time buyers, luxury, REOs, growing families, and relocation clients. Now proudly serving Georgia, I bring the same commitment, genuine care, and hard work to every client. I believe in being approachable, down-to-earth, and dedicated to making the buying or selling process as smooth as possible. Outside of real estate, I coach and am involved with youth sports, mentoring and substituting for Forsyth County. I enjoy family time with my grandchildren and three rescue pups.

In many places right now, inventory is growing and homes are taking a bit longer to sell. And that’s information that sh...
10/14/2026

In many places right now, inventory is growing and homes are taking a bit longer to sell. And that’s information that should shape the strategy you use going in.

Whether you're buying or selling, let's look at how long homes are taking to sell in your neighborhood, so your offer, or your price, fits today's market.

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling.

Don’t let today’s uncertainty make you lose sight of what homeownership can do over time. Most homeowners say they’d mak...
10/12/2026

Don’t let today’s uncertainty make you lose sight of what homeownership can do over time. Most homeowners say they’d make the same choice again. And decades of home-price growth help explain why.
If you’re wondering whether buying makes sense for you right now, let’s look at the numbers together – and what owning a home could mean for you in the years ahead.

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now.

Staying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at...
10/08/2026

Staying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at home for years to come.

If you'd like help weighing the two, let's connect. We can look at what your house could sell for and what 55+ communities in our area have to offer, so you can decide what feels right for you.

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it.

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and ...
10/07/2026

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and eventually rates, down over time. With more hikes likely this year, waiting may not pay off. So, let's map out a plan that works at today's rates.

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

Your first home may not be as far off as it feels. When the numbers make sense for you, buying a starter home and puttin...
10/05/2026

Your first home may not be as far off as it feels. When the numbers make sense for you, buying a starter home and putting down less than 20% can get you there years sooner.

Want to see which starter homes in our area could fit your budget? Let's connect.

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced ra...
10/01/2026

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not f...
09/30/2026

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not fall. Let's talk about what that means for your market and your plans.

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and yo...
09/28/2026

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let...
09/24/2026

Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let's look at what's actually happening with prices in your neighborhood, so you know exactly where you stand before you list or make an offer.

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each o...
09/23/2026

Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another.

Let's figure out which one you're actually in and build your next move from there.

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.

Address

North Atlanta Metro
Atlanta, GA
30009

Telephone

+1 303-304-4110

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