Cesar Novaes

12/09/2022

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06/30/2021

A convenient benefit of a home warranty is that when you report an item, they will assign a service provider to evaluate whether it should be repaired or replaced without the owner having to act like a middleman.

06/28/2021

It is critical to understand the process and to know the market.

06/25/2021

This is good to determine long before you get emotionally involved with a home.

The payment your comfortable with may not be the same as the lender's comfort level.

06/23/2021

Even if you are not buying a home or getting a mortgage currently, it is a good routine to check your credit report periodically to discover signs of identity theft early.

Two separate buyers with the same income, purchasing the same price home may both be approved by the lender, but they may be charged different interest rates based on their credit scores.

06/21/2021

Living rooms, master bedrooms and dining rooms are the most commonly staged rooms.

06/18/2021

It's an investment that's easy to understand and doesn't require professional management.

Single-family rentals are a terrific investment alternative that provide income, leveraged growth, equity build-up and appreciation.

06/16/2021

Today's environment requires a strong, sensitive agent who understands your goals as well as the intricacies of the market to be able to devise a plan to make it happen.

In today's market, this saying might have more to do with buyers because of the increased competition, their chance of having an accepted offer is greatly reduced and it is only after they have lost several that they become more aggressive in the negotiations.

06/14/2021

It is natural to be excited and to start acquiring the things you'll need for your new home but be patient and close on the sale first.

Lenders will continue to check your credit, income and job stability up to just before the closing to see if anything has changed that might affect qualifying.

06/11/2021

Not all real estate agents are REALTORS.

Today's low inventory causes homes to sell quickly but your REALTOR® is the reason you receive the best price and terms.

06/09/2021

To determine whether an ROI on a rental is good, compare it to what the initial investment is earning currently.

06/07/2021

The VA loan is one of the least expensive mortgages available.