09/11/2026
The housing market is not collapsing. But it is changing, and if you are thinking about buying or selling in Georgia or Northwest Florida, you deserve the honest version instead of the headlines.
Shellie just recorded a full market update covering what is actually happening right now:
Georgia is sitting at about five months of housing supply. Florida is closer to six. Homes are still selling, but they are taking longer, and price reductions have become common.
Mortgage rates are hovering near 6.7 percent, and no, the Federal Reserve does not directly control them. Shellie explains what does, and why buying a home on the promise of a quick refinance is a mistake.
Lending standards have shifted too. The old 25 percent rule is gone, and many buyers today are being approved at 45 to 50 percent debt-to-income. Qualifying for a payment and being comfortable with it are two very different things.
For sellers, the message is simple: price for the market we have now, not 2021 to 2023. Waiting for spring does not guarantee a higher price.
For buyers, this market offers something we have not seen in years: real negotiating leverage on price, repairs, closing costs, and financing help.
Watch the full update here: https://www.youtube.com/watch?v=ry-x85_QuEY
If you would like a personalized analysis of your home or the area you are shopping in, visit shelliewatson.com or send us a message. We serve North Atlanta, North Georgia, and Northwest Florida, and we are always happy to talk it through.
The housing market is not collapsing, but it is going through a sig...