03/23/2026
take a look at this!
DSCR stands for Debt Service Coverage Ratio… which is just a fancy way of saying: does the property make enough money to cover the mortgage?
That’s it.
Now here’s why people love it…
With a DSCR loan, we are not focused on your job, your W2s, or your tax returns the way traditional loans are.
We are looking at the property’s income and your credit profile.
So instead of asking “how much do you make?” the question becomes “does this deal make sense?”
That shift alone opens up a lot of doors for investors.
It allows people to keep buying, scale a portfolio, and qualify based on the property instead of being limited by their personal income.
Now let’s keep it real, there is still an upfront investment.
This loan requires a minimum 15% down payment. However, you will typically get better rates and lower fees overall when putting 20% down, depending on how the loan is structured.
Credit matters too… We tend to like 640 middle scores and higher.
And yes, these loans can be closed in your LLC.
Message me and I will send you the application link so you can get started on securing your next investment.
