Pam Landzhev, Realtor-Top Rated Real Estate Services in Georgia

10/07/2026

The Fed is raising the Fed Funds Rate to cool inflation, and that can keep upward pressure on mortgage rates for a while. But you can still make a move that works for you.

It just takes the right strategy.

Buyers need to know their real budget at today's rates. Sellers need a price and plan that fits what buyers can afford right now.

Relief on rates could take some time. If you're thinking about a move, let's put together a game plan built for today's rates, so you'll know your next step.



Pam Landzhev: (404)-429-5216
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10/07/2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and eventually rates, down over time. With more hikes likely this year, waiting may not pay off. So, let's map out a plan that works at today's rates.



Pam Landzhev: (404)-429-5216
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You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

10/06/2026

Over half of homes (60%) are selling below their original asking price right now. And that stat’s held steady for about a year and a half.

With affordability still so tight, having room to negotiate on price will take some of the biggest financial pressures off your move.

Where you've got the most pull comes down to the neighborhood. Let's chat, and we'll pinpoint where you can push hardest.



Pam Landzhev: (404)-429-5216
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10/06/2026

Buyers Have More Room To Negotiate Right Now

Good news if you're house hunting: the asking price may not be the final word. Right now, about 60% of homes are selling below their original asking price. With budgets stretched thin, a little give on price or terms can take some pressure off your wallet. But how much you can negotiate depends on where you're buying. So, let's chat about what you can ask for in the neighborhoods you're eyeing.



Pam Landzhev: (404)-429-5216
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10/05/2026

Feeling like buying your first place is still years away? Here’s how to shortcut it.

While data shows saving up and reaching the break even point where owning costs about the same as renting usually takes around 15 years, there are ways to get there faster.

If you set your sights on a starter home, it’s actually closer to seven years. That cuts the time in half. You’re looking at 4.6 years to save and 2.6 to break even.

But keep in mind, those numbers assume you put 20% down. Most first-time buyers put down far less, so that saving timeframe can shrink even more.

DM me, and I'll share a few ways to reach your first home sooner – like talking to a lender about down payment assistance programs.

Since you’ve probably already been saving for a while, you may be closer than you realize.



Pam Landzhev: (404)-429-5216
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10/05/2026

Two Moves That Can Get You Into Your First Home Sooner

Your first home may not be as far off as it feels. When the numbers make sense for you, buying a starter home and putting down less than 20% can get you there years sooner.

Want to see which starter homes in our area could fit your budget? Let's connect.



Pam Landzhev: (404)-429-5216
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For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

10/01/2026

Higher mortgage rates are making buyers pay closer attention to one thing: the monthly payment.

And builders know it. Right now, 13.8% of new-construction listings are advertising reduced rates, giving some buyers a way to bring that monthly payment down.

So, if you're selling near new construction, that's something worth paying attention to. But it doesn't mean you automatically need to match what a builder is offering.

Depending on your house, your market, and the buyer, competing could mean negotiating on price, helping with closing costs, offering a rate buydown, or simply doing a better job highlighting what your house offers that a new build doesn't.

The point isn't to give more away. It's to know what you're competing against so you can choose the right strategy from the start.

If you're planning to sell, let's look at what buyers can get in our area and make sure your house is...



Pam Landzhev: (404)-429-5216
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10/01/2026

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.



Pam Landzhev: (404)-429-5216
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Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

10/01/2026

New Listing✨ Introducing 1699 Harlington Road, Smyrna GA | at Woodland Gate ✨

Set at the end of a quiet cul-de-sac, this elegant three-sided brick home pairs impressive scale with beautiful natural light and timeless architectural details.

5 Bedrooms | 4 Full Baths | 4,074 Sq Ft
(+ 1,951 Sq Ft Unfinished Daylight Basement)

Inside, a spectacular two-story great room with dramatic floor-to-ceiling windows creates the centerpiece of the home. Soaring ceilings, gleaming hardwood floors, a spacious kitchen with granite countertops and center island, and a main-level bedroom with full bath make the home equally suited for everyday living and entertaining.

The expansive daylight basement offers incredible possibilities for future living and entertaining space.

🌿 The Woodland Gate Lifestyle
Community pool & tennis • Year-round neighborhood events • Minutes to the Silver Comet Trail • Sprouts Farmers Market • Shopping & dining • Convenient access to Hartsfield-Jackson Atlanta International Airport

📍 1699 Harlington Road | Smyrna, GA 30082

🏡 Full listing & photos: https://pamlandzhev.exprealty.com/property/86-10856529-1699-harlington-road-smyrna-GA-30082

Schedule your private tour today.

Exclusively Listed by
Pam Landzhev, REALTOR®
ICON Award Recipient | eXp Realty, LLC
📞 404.429.5216

09/30/2026

Some of you are scared home prices are about to crash. Others are hoping they will. But will it happen?

Fannie Mae just asked over 100 housing experts where prices are headed through 2030. And the consensus is prices are expected to rise, not crash.

Even the most pessimistic experts still forecast prices will go up 6.6%.

So, whether you're bracing for a crash or hoping for one, the forecast is clear. While some markets may see small short-term declines, home prices are going to keep going up nationally.

Have questions about what this means for your move, or what’s happening locally? Let's chat.



Pam Landzhev: (404)-429-5216
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