Sold-By-Sibley

08/10/2026

FYI!! Just in case you're wondering..

Main Loan Program Types:

* Conventional Loans: Require as little as 3% to 5% down; best for credit scores of 620+; private mortgage insurance (PMI) drops off once you build equity.

* FHA Loans: Backed by the government with a minimum down payment of 3.5%; more flexible credit score requirements, though mortgage insurance stays for the life of the loan.

* VA Loans: Offered to eligible military members and veterans with 0% down and no monthly mortgage insurance.

* USDA Loans: Zero-down-payment options restricted to designated rural and suburban areas with specific income limits.

Let's talk real estate!! That's what I'm here for!!

07/29/2026

After bottoming out at around 6.5% in late June, mortgage rates moved steadily higher this month, ultimately hitting 6.85% last Thursday! The highest in over a year! But don't worry! You can still afford to purchase a home!

What does this mean for a potential buyer!?
might need points to buy down your mortgage interest rate!! 🤔

What are points?
"DISCOUNT POINTS" are prepaid interest paid at closing to lower your mortgage interest rate, which ultimately reduces your monthly mortgage payment.

Cost: One point on a $200,000 loan equals $2,000 (1%). Buying a discount point usually lowers your interest rate by a set amount, such as 0.25%.

There are several options available to assist with making home ownership more than just a dream! Let's talk about it!! That's what I'm here for! If I can't assist, I bet ya' I know someone who can!

First time home buyers, let's talk QUALIFICATIONS! You are already approved, and you don't have to spend your LAST DOLLAR to close! 👀🏡❤️

07/29/2026

I love this!! ❤️🫶🏽🙌🏽

07/08/2026

06/11/2026

Super excited about this new chapter of my career as a REMAX GOLD REALTOR!! And although I don't post on social media often.. I'm still doing my due diligence! I promise!! Nobody told me the road would be easy! Amen. ❤️😎⬆️

05/08/2026

I have a client who's looking to move into a 55+ (independent living) community in either Fairburn, Fayetteville, Union City, or Peachtree City.. any suggestion's would be greatly appreciated!

05/07/2026

Real estate is definitely what you make it! I thought that before I became a Realtor that the leads would "fall in my lap." And I would surely be a "top seller" in no time! And while these things are possible, you have to put in the work! You also have to know that your clients are more than likely not going to be "close friends" or family members! I also understand today, that I have to continuously remind the people I come in contact with that I am a Realtor! Last week I reminded a few people, and this week I have a client (under contract), with several property needs! It's a tiresome process for sure! And you find yourself working 7 days a week! It's crazy, because I thought obtaining the licensure was the hard part! Little did I know that this struggle was just the beginning! lol. It definitely pays off in the long run though! I'm excited about this new chapter of my life for sure! This little token of appreciation (in the gold box) is just a reminder that my due diligence is soon to pay off! 🙌🏽😁🙏🏽