Ryan Delaney-Sr. Mortgage Banker at Highland Mortgage NMLS 1549975

Name: Ryan Delaney-Sr. Mortgage Banker at Highland Mortgage NMLS 1549975
Address: Atlanta, GA, US
Telephone: (985) 974-3663

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United States
Atlanta, GA
Ryan Delaney-Sr. Mortgage Banker at Highland Mortgage NMLS 1549975

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Loan Officer Highland Mortgage NMLS ID # 3199, GA LIC # 39456, www.nmlsconsumeraccess.org, Equal Housing Opportunity

Licensed in GA + LA

Ryan Delaney Loan Officer NMLS ID # 1549975, GA Lic # 62796, Georgia Residential Mortgage Licensee, Branch NMLS ID # 3199, Summit Funding, Inc.

10/14/2026

Your morning coffee deserves this sunroom. ☀️☕️

📍 53 La Rue Pl NW | Cross Creek, Atlanta
💲 $228,000
🛏 2 bedrooms | 🛁 2 bathrooms | 1,100 sq. ft.

Updated bathrooms, a bright sunroom, and resort-style amenities—including golf, pools, tennis, and pickleball—all in a gated community minutes from Atlanta’s favorite spots. 🏡

Plus, receive up to $1,500 in lender credit when you finance this home with me at Highland Mortgage!*

Contact Chelsea Swann for a tour, and message me to explore financing and what your monthly payment could look like.

📲 Ryan Delaney: (985) 974-3663
📲 Chelsea Swann: (678) 793-0163

*Subject to borrower qualification, underwriting approval, and loan closing. Credit limited to allowable closing costs. Ryan Delaney NMLS #1549975 | Highland Mortgage NMLS #1969375. Equal Housing Lender.

10/13/2026

Congrats Mallory on becoming a first time homeowner! Thank you Shaka Walker for all you did to get us all to the closing table!

10/08/2026

Pride is more than a post, it’s about showing up for our community year-round. Supporting LGBTQ+ professionals goes beyond waving a flag; it includes choosing to collaborate with those who share and understand our lived experiences. This weekend, let’s not just celebrate inclusivity, let’s practice it in our partnerships too. ❤️🧡💛💚💙💜🖤🤎🩷

10/07/2026

Your home search should start with what feels comfortable for YOU. 🏡

Tell me two things:
💰 What down payment amount feels comfortable?
🏡 What monthly payment fits your budget—including property taxes and homeowners insurance?

I’ll help you work backward to explore a home price range that fits, accounting for closing costs, mortgage insurance and HOA dues where applicable.

Let’s leave room in your budget for enjoying life, too. Send me a DM with your two numbers, and let’s get started!

10/04/2026

👻

10/03/2026

Beltline adventures with Kylo Schen

10/01/2026

🎃Mortgage Gumbeaux October Edition 🎃

09/25/2026

Higher rates? There’s still room for a smart move. 🏡✨

Your interest rate is only one piece of the affordability puzzle. Negotiating the purchase price can make a meaningful difference!

In this example, buying for approximately $375,810 at 7.5% produces the same monthly principal and interest payment as buying for $400,000 at 6.875%.*

That’s why it’s worth looking at the whole picture: price, payment, seller concessions, and your personal budget. When a seller is willing to negotiate, there may be an opportunity to make the numbers work for you. 🙌

Let’s explore what’s possible and find a payment you feel comfortable coming home to.

*Assumes a 30-year fixed loan with 5% down. Taxes, insurance, mortgage insurance, and HOA dues are additional. Illustrative rates, not a rate quote.

09/25/2026

Happy 9 2 5 day! Big hair. Big dreams. An even bigger heart. 💖🦋

Celebrating Dolly Parton with a little “9 to 5” sparkle! Here’s to working hard, spreading kindness, and building a life you love with a place to call home. 🏡✨

09/24/2026

🏡 Buyers & agents: Why are mortgage rates staying stubborn?

A strong economy can be good news—but it doesn’t always mean good news for mortgage rates.

Here’s the takeaway from our latest market discussion:

📈 Strong economic reports can push rates higher. When growth surprises investors, they may sell bonds as they reassess inflation and future interest rates. Falling mortgage bond prices generally put upward pressure on mortgage rates.

🔥 Inflation is about more than oil prices. The cost of goods and services also matters. Persistent inflation makes a sustained decline in rates harder to achieve.

🏦 The Fed doesn’t directly set mortgage rates. Mortgage rates respond to the bond market and expectations about inflation and economic growth. A Fed rate hike doesn’t automatically translate into an equal increase in mortgage rates.

What does this mean for your next move?

🔑 Buyers: Build your budget around a payment you’re comfortable with today. Treat a future refinance as a possibility—not something your purchase depends on. If you’re under contract, discuss your lock options and the risk of rates moving higher while you wait.

🤝 Agents: Keep your buyers connected with their lender, especially before writing an offer. Updated payment estimates and a conversation about seller credits or buydown options can help buyers make informed decisions.

You don’t need to predict the market to have a solid financing plan. Let’s run the numbers and explore what works for you.

Address

Atlanta, GA

Telephone

(985) 974-3663

Website

http://Highlandmtg.com/ryan-delaney

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